Thursday, 27 November 2025

Fighting for Fair Democracy: Why Scotland Needs National Standards for Public Participation

Leading by example: Wilson Chowdhry engages with Aberdeen City Council, a council known for its fairer participation processes.

In Scotland, local democracy is meant to give every citizen a voice. The reality, however, is far from this ideal. Across our 32 councils, the rules for petitions, public questions, and deputations differ dramatically. One council may accept a petition with just 20 signatures; another may demand 500. Some allow digital submissions; others block them entirely. Some respond promptly to questions; others leave residents waiting indefinitely.

Councils take wildly different approaches to public participation. In some, questions can be asked on any matter affecting the community; in others, questions are limited to agenda items—or not allowed at all. Deputations—requests to speak directly to councillors—are sometimes ignored, mishandled, or outright blocked.

Consider the examples: Clackmannanshire Council does not allow deputations or public questions at all. In Dundee, RAAC homeowners and campaigners have repeatedly been refused the chance to raise urgent safety concerns because councillors declined to include the issue on meeting agendas. Elsewhere, people face confusing procedures or a complete lack of guidance on how to engage with local decision-making.

This inconsistency isn’t merely inconvenient—it’s fundamentally unfair. Across Scotland, the strength of your democratic voice depends not on your right to be heard, but on where you happen to live. That is a postcode lottery of democracy, and it must be addressed.

This postcode lottery of democratic rights is unfair, opaque, and deeply concerning. It is precisely why I submitted Petition PE2198 to the Scottish Parliament: to call for standardised, fair, and transparent public participation procedures across all councils in Scotland. Every citizen should be able to engage with their local government on a level playing field.


The Scottish Government’s Response

On 27th November 2025, the Scottish Government provided a written submission on my petition. Their response was disappointing. In essence, it said:

  • National standards could be introduced, but the Government doesn’t have enough data to know if this is practical.

  • Councils are independent entities, and the Government respects their autonomy. Any decision to standardise participation should come from councils themselves.

  • Existing initiatives—Open Government reports, participatory budgeting, children’s rights frameworks, and guidance—already support public participation.

While these programs are valuable, they do not solve the fundamental problem: there are no enforceable minimum standards. Citizens still face arbitrary barriers depending on where they live.

As I said in response:

“Autonomy cannot be a shield for inconsistency. Democratic rights should not be determined by a postcode lottery.”

“A lack of data is not a reason for inaction—it is evidence that the system needs reform.”

“Councils may be autonomous, but citizens deserve basic fairness, transparency, and accessibility in every corner of Scotland.”   Read my response (here)


Our Rebuttal to the Government

In my formal rebuttal to the Public Petitions Committee, I made clear that the Scottish Government’s reliance on council autonomy, lack of data, and unrelated initiatives fails to address the issue at hand. I highlighted:

  • The postcode lottery of participation rights, which disproportionately affects marginalised groups.

  • COSLA’s inability to impose voluntary reform if councils choose not to cooperate.

  • The need for national minimum standards—not voluntary guidelines—to guarantee fairness and accessibility.

“Minimum standards for public participation are not an attack on local democracy—they are essential protection for democracy itself.”

“Right now, a citizen’s ability to be heard depends entirely on where they live. That is unacceptable in a modern democracy.”


Our Open Letter to COSLA

Following the Government’s advice to raise the issue with COSLA, I sent an open letter to both the President and Chief Executive of COSLA. In it, I formally requested that they:

  1. Review the concerns raised in Petition PE2198.

  2. Consider whether national minimum standards for petitions, questions, and deputations would improve transparency, fairness, and trust.

  3. Provide a formal response on whether COSLA is willing to explore voluntary alignment or other steps.

“COSLA has a unique opportunity to lead on strengthening local democracy in Scotland. Citizens deserve clear, consistent rules for participation, not confusion and arbitrariness.”

The open letter is intended to make it impossible for COSLA to ignore the democratic inequalities currently embedded in council procedures.


Why This Matters

The issue of fair public participation is not abstract. It affects real people—families, young people, and communities who want to engage with their local councils but are blocked by arbitrary and inconsistent rules. Without national minimum standards, Scotland risks leaving citizens frustrated, disillusioned, and shut out of the decisions that shape their lives.

“Democracy is more than elections—it is every citizen’s right to be heard, to ask questions, and to hold their representatives accountable. We cannot allow that right to depend on where someone lives.”

This fight is about empowering citizens and ensuring that local democracy lives up to its promise. COSLA now has the opportunity to act decisively and show that Scotland’s councils can be fair, transparent, and accountable to all.


Next Steps

I will continue to push this issue through the Public Petitions Committee and public channels. I encourage citizens across Scotland to engage, speak out, and demand equal democratic rights in every Scottish council.

This is not just a petition—it is a call for fairness, transparency, and equality in the heart of Scottish democracy.

Please sign my petition: https://petitions.parliament.scot/petitions/PE2198/


Wednesday, 26 November 2025

Residents Left in Limbo: RAAC Campaign Group Confronts Housing Minister, Housing Associations and local Council

Fiona Crichtin delivers critical RAAC research to Housing Minister Mairi McAllan.

The UK RAAC Campaign Group has today issued a powerful open letter to the Scottish Housing Minister, senior Renfrewshire Council leaders, and the two housing associations responsible for RAAC-affected homes in Linwood and Erskine.

The letter is addressed to:

  • Màiri McAllan MSP, Scottish Housing Minister

  • James Purvis, Asset Manager, Linstone Housing Association

  • Barry Thompson, Property Management Officer, Bridgewater Housing Association

  • Councillor Lorraine Cameron, Provost, Renfrewshire Council

  • Councillor Iain Nicolson (SNP), Leader, Renfrewshire Council

  • Councilllor Marie McGurk, Housing Convener, Renfrewshire Council

The message is clear: residents have been left abandoned, unsupported, and trapped in unsafe RAAC homes, while the responsible organisations continue to deflect responsibility rather than work together.


A Crisis Growing More Severe While Authorities Pass the Buck

Hundreds of families across Renfrewshire — including 339 properties in Linwood, Erskine, and surrounding communities — are living in homes now known to contain dangerous RAAC panels.

Many residents face:

  • homes that cannot be sold

  • repair bills of £20,000–£30,000

  • inability to obtain loans due to credit or age

  • collapse of long-term financial security

  • fear over the structural safety of their properties

Despite this, affected residents have been pushed back and forth between housing associations, Renfrewshire Council, and the Scottish Government, with none taking ownership of the crisis.

A recent reply from the Housing Minister’s Private Office declined a meeting with residents and advised them to “liaise with the local authority” — even though the Council insists RAAC homes under housing associations or in private ownership are not its responsibility.

This confusion has left homeowners in despair.


Breaking Down the Failings — Organisation by Organisation

The open letter identifies the failures of each body clearly and separately, preventing any further confusion or blame-shifting.

Linstone Housing Association (James Purvis – Asset Manager)

  • No fair or transparent buy-back programme has been put forward.

  • Cancelled or avoided meetings with residents.

  • No financial options, payment plans, or timelines have been shared.

  • No clarity on what happens to residents who fail probity checks or cannot fund repairs.

Bridgewater Housing Association (Barry Thompson – Property Management Officer)

  • Also failed to propose any buy-back or shared-equity pathway.

  • Meetings frequently cancelled or restricted to internal discussions.

  • No plan for residents who cannot afford repairs or loan repayments.

  • Little transparency on long-term structural strategy.

Renfrewshire Council (Provost Cameron & Leader Nicolson)

  • Only the Council can initiate a voluntary acquisition programme — yet no such process is being explored.

  • Without Council approval, RSLs cannot apply to the Affordable Homes Supply Programme (AHSP).

  • Their absence from key meetings makes any discussion on funding or solutions effectively pointless.

Scottish Government / Scottish Housing Minister

  • Declined to meet residents directly.

  • Issued advice that contradicts local realities.

  • Provided no funding route, despite knowing AHSP requires council-led applications.

  • Failed to coordinate a crisis response involving all key partners.


Residents Facing ‘Impossible Choices’

The letter highlights the reality for many families:

  • Homes valued at nearly zero

  • No option to remortgage

  • Structural fears over roofs they cannot afford to replace

  • Emotional strain of living in a home deemed unsafe

Resident Jodie Hillcoat described the situation clearly:

“People are frightened. Many can’t get finance, and others simply can’t afford to lose what little equity they have. Families are stuck — unable to sell, unable to move, unable to live without fear.”


A Viable Funding Pathway Already Exists — But Requires Cooperation

The Affordable Homes Supply Programme (AHSP) could enable:

  • RAAC remediation

  • Buy-backs

  • Structural replacement

  • Rehousing

  • Shared-equity solutions

But this can only happen if:

  • Housing Associations cooperate, and

  • Renfrewshire Council agrees to sponsor and approve applications

At the moment, neither is happening.


What the UK RAAC Campaign Group Is Calling For

The open letter requests:

  1. An urgent meeting with the Scottish Housing Minister, including residents and the UK RAAC Campaign Group.

  2. Mandatory attendance by Renfrewshire Council at all RAAC-related meetings.

  3. Direct meetings between Linstone/Bridgewater and residents within 14 days.

  4. A clear financial plan outlining buy-backs, payment options, and support for those who cannot meet probity checks.

  5. Immediate use of AHSP funding routes.

  6. A cross-agency statement clarifying responsibility to end the current cycle of denial.


A Clear Message: “Residents Have Waited Long Enough”

The letter closes with a firm demand for urgent, coordinated action. Families have been patient under extraordinary strain — but patience has limits.

The Campaign Group stresses that any future meeting must include:

  • Renfrewshire Council

  • Housing Associations

  • Scottish Government

  • UK RAAC Campaign Group

  • Affected residents

Without all partners at the table, progress is impossible.

The letter and accompanying email have now been sent to all relevant parties. Residents await their response.

Join the Fight

If you or someone you know is affected by RAAC, or if you want to support our campaign, follow us on social media and get in touch. Together, we can make sure no one is left to face this crisis alone.

Sign our petitions: 

JOIN OUR 'UK RAAC CAMPAIGN GROUP' FB PAGE (HERE)

PLEASE SIGN OUR PETITIONS  (CLICK HERE), OFFICIAL SCOTTISH GOVERNMENT PETITION (CLICK HERE)  OFFICIAL UK GOVERNMENT PETITION: (CLICK HERE)

📧 Email: wilson@aasecurity.co.uk
📢 Twitter/X: https://x.com/WilsonChowdhry

#RAACScandal #Petition2113 #ScottishParliament #SupportRAACVictims #EndTheSilence   

Thursday, 20 November 2025

Scottish Housing Minister Meets RAAC Homeowners: A Meeting Marked by Pain, Delays and a Glimmer of Progress

A long-awaited meeting between Scottish Housing Minister Mairi McAllan and RAAC-affected homeowners in Clackmannanshire took place this week at Kilncraigs. The meeting was arranged at the Minister’s behest, following a formal request from Wilson Chowdhry, Leader of the UK RAAC Campaign Group.

Also in attendance were:

  • Keith Brown MSP

  • Brian Leishman MP

  • Matthew Elsby, Better Homes Division

  • Kevin Wells, Strategic Director for Place, Clackmannanshire Council

  • RAAC homeowners from Tillicoultry

  • 7 local RAAC Homeowners

The meeting had been scheduled for one hour but was further shortened to 55 minutes due to the Minister’s late arrival by over 30 minutes. Because the room had been booked by another group immediately afterwards, the session could not be extended — a fact that caused frustration among already distressed homeowners.


The Minister’s Opening: Cooperation, Frank Conversation and Limited Time

Mairi McAllan opened by stating that the goal was:

“…to speak frankly, in cooperation, and come together for solutions.”

A senior council officer echoed this tone, saying:

“We are trying to find a mutual solution while meeting council regulations and making the offers on the table as fair as possible.”

Keith Brown MSP remarked that the crisis “happened a long time ago” and he had hoped it “would have been resolved by now.”

Brian Leishman MP added that he has a strong relationship with homeowners and emphasised:

“We need a solution from the Scottish Government, as this is a devolved matter.”


Wilson Chowdhry Sets Out the Reality: Delay, Absence of Detail and Rising Costs

After introductions, Wilson Chowdhry opened the substantive discussions. Because of the limited meeting time, he had arranged for homeowners to submit their personal accounts in writing in advance.

He raised several critical concerns:

  • Lack of cost clarity from Clackmannanshire Council regarding VAT, the 5.5% interest rate on proposed loans, and the likelihood of further unforeseen costs.

  • Two years of waiting with no insurance cover and little progress.

  • Months of unnecessary delays without explanation.

  • A forthcoming meeting with Better Homes officials, where he intends to present more technical detail.

He then moved into the first two agenda points.


Agenda Point 1: The Affordable Housing Supply Programme (AHSP)

Mr Chowdhry asked for an update on Clackmannanshire Council’s progress in applying for AHSP funds — a request he had already submitted directly to the Council and to the Scottish Housing Minister.

He expressed his concern that the current proposal does not meet AHSP criteria, because:

  • It does not create new homes, as the programme requires.

  • It lacks the necessary financial flexibility applied in Aberdeen.

  • Clackmannanshire Council appears reluctant to use any of its own funds, unlike Aberdeen City Council, which contributed alongside a £10m Government grant.

Kevin Wells stated that the Council would pass through any Scottish Government funds to homeowners, but did not confirm whether the Council would use its own money to assist.

When asked how far along the AHSP application was, Wells admitted:

The proposal has not yet been submitted, though dialogue had begun.


Mairi McAllan Reiterates: No National RAAC Remediation Fund

The Housing Minister reaffirmed that:

  • There will be no national RAAC remediation fund,

  • The Scottish Government does not have the financial flexibility, and

  • Although housing is devolved, these homes were sold under Right to Buy, which predates devolution.

She explained that when Aberdeen City Council requested access to an unused £10m grant pot, she had to decline — but she directed them instead to the AHSP, where she had been able to create financial flexibility.

She said she hoped that “discussion around the table” could lead to a solution, but reminded homeowners they were responsible for maintenance of their properties.

Mr Chowdhry intervened firmly:

“These properties were sold with a hidden defect. Government and councils knew RAAC was dangerous by the time these homes were sold — homeowners had no warning, no information, and no protection.”

Ms McAllan did not respond directly but appeared to accept the point.


Agenda Point 2: The Council’s Proposal — High Costs and High Risk

Kevin Wells then set out the Council’s current proposal:

  • Full roof replacement, with homeowners offered either:

    • A Voluntary Acquisition offer, minus £20,000–£22,000 for roof repairs, or

    • A loan for their share of communal roof repairs at 5.5% interest, plus

    • Potential VAT costs of 20%.

He apologised that, despite the proposal being six months old, the Council still cannot confirm VAT liabilities.

Mr Chowdhry highlighted:

  • NHS worker Lynsey McQuater would need to take on over £40,000 in debt, despite being close to paying off her mortgage.

  • External render costs had been added — again without clarity.

  • Most homeowners would be financially forced into Voluntary Acquisition, which he called “paltry”.

Ms McAllan appeared sympathetic, especially when homeowners described their experiences. Several became emotional and struggled to speak.

Mr Chowdhry reminded the room:

“These offers push already financially broken families into deeper crisis.”


Delivering Evidence: Fiona Crichton and Homeowners Speak Out


During the meeting, Fiona Crichton, Secretary of the UK RAAC Campaign Group, delivered detailed evidence to Housing Minister Mairi McAllan. This included:

  • Statements from affected homeowners, highlighting the human and financial impact of RAAC on their families

  • A report on the Clackmannanshire scandal, documenting delays, cost burdens, and governance concerns

  • Allegations of corruption and mismanagement related to council handling of RAAC-affected properties

This submission ensured the Minister and officials had a clear, documented picture of both the systemic issues and the personal stories behind the crisis.

Mr Chowdhry noted that these contributions were essential, stating:

“It’s one thing to discuss numbers and processes — it’s another to see the real-life impact on families who have been abandoned for years. Fiona’s report, and the evidence from homeowners, leaves no room for ignoring the scale of this crisis.”

This marked a critical moment in the meeting, providing a factual foundation for the discussions on AHSP funding, voluntary acquisition, and the urgent need for legislative reform around mortgages and insurance for RAAC-affected homeowners.


Alternative Pathways: Demolition, Rebuild, and Using the £5.9bn Clackmannanshire Allocation

When asked again about the AHSP proposal, Mr Wells admitted it still had not been sent.

Mr Chowdhry expressed concern that:

  • A roof-only repair model may fail AHSP criteria.

  • A mixed solution could be possible:

    • Two blocks demolished and rebuilt larger, funded from the £5.9bn allocated to Clackmannanshire area,

    • One block repaired, reducing overall cost.

Wells stated the £5.9bn is not easily accessed and is used across the whole region, including by RSLs and other councils.

Ms McAllan reiterated that the Aberdeen project worked because new homes were being created.

Mr Chowdhry asked whether a scheme based solely on Voluntary Acquisition could qualify — which would also deliver new homes. All homeowners present agreed they would accept this.


A Moral Challenge to the Scottish Government

Mr Chowdhry pressed the moral argument:

  • That Scottish homeowners are victims of a latent defect that governments should have known about.

  • That the Scottish Government has received record funding, including £50bn overall and £510m for housing, and should allocate some of this to RAAC homeowners.

He said:

“If the Scottish Government cannot protect its own citizens, it should return responsibility for all Scottish homes back to the UK Government.”

Ms McAllan called this political. Keith Brown MSP argued that responsibility should rest with the UK. Mr Chowdhry countered with the latest funding figures.


Homeowners Excluded From the RAAC Leadership Panel

During the meeting, Mr Chowdhry raised another significant issue:

Why have the UK RAAC Campaign Group and other homeowner groups not been invited to Scotland’s RAAC Leadership Panel?

He emphasised that those most affected — the homeowners themselves — had been excluded from the central forum where decisions and national policy discussions are taking place.

Mairi McAllan did not answer this question directly.

She did confirm that the Panel currently includes:

  • The ABI (Association of British Insurers)

  • Mortgage industry representatives

  • Various institutional stakeholders

Mr Chowdhry pressed the point that it was unacceptable to include insurers and lenders — groups whose interests may conflict with those of homeowners — while excluding the very people living with RAAC.

He reminded the Minister that she had previously agreed to look into legislative reforms proposed by the UK RAAC Campaign Group, particularly around mortgages and insurance.

She reiterated that she would raise these issues with both the Scottish and UK Governments.

Mr Chowdhry made clear that these reforms were urgent:

“Mortgage prisoners whose homes are destroyed by latent defects or natural disasters must not be penalised for circumstances outside their control.
Their mortgages should automatically be converted to capital-repayment only. This must be the law.”

He also highlighted the need for:

  • Stronger insurance obligations

  • A legal duty for lenders to protect homeowners affected by structural defects

  • Consistent access to affordable mortgage products for people stuck in crisis housing situations


Meeting Conclusions — and a Hint of Hope

The meeting ended abruptly due to time constraints, but some progress was agreed:

  • Kevin Wells will submit the AHSP proposal requested by Wilson Chowdhry to the Housing Minister, with the aim of exploring whether current proposals can be augmented or supported by the Scottish Government.

  • After the meeting, Wells spoke privately with Mr Chowdhry and indicated that he believed some funding would emerge, which could ease the financial and structural pressures facing homeowners.

  • MP Brian Leishman also reiterated his commitment to present Mr Chowdhry’s petition to the UK Parliament. This petition, which can be read [here], is notable because it can be debated in Parliament without requiring the usual 100,000 online signatures.

These steps offer a small but meaningful glimmer of hope for RAAC-affected homeowners, who have been waiting far too long for clarity, fairness, and support.

Tuesday, 18 November 2025

Confusion, Exclusion and Broken Commitments – Why RAAC Campaigners Are Losing Faith in Scotland’s Housing Leadership

Wilson and Hannah Chowdhry’s petition being considered by the Scottish Parliament’s Citizen Participation and Public Petitions Committee for the first time. The petition has already received strong cross-sector support, with several MSPs, MPs, and building-safety organisations submitting evidence in favour of its proposals. Livingston MP Gregor Poynton has also recently confirmed that he will be making an additional supporting submission.


Growing Concern Over Chaotic and Selective Engagement by Scottish Housing Minister in RAAC Crisis

Serious concerns are being raised by RAAC-affected homeowners in both West Lothian and Clackmannanshire over what they describe as disorganised, inconsistent, and politically selective engagement by Housing Minister Mairi McAllan, her team within Better Homes, and associated Scottish Government officials.

Over recent months—and especially in the past two weeks—residents have repeatedly faced contradictory communications, unexplained changes to meeting arrangements, selective invitations, and last-minute online meeting requests that demonstrate little regard for the severity and complexity of the RAAC housing crisis. These failures are now causing real frustration, anxiety, and a growing sense of distrust among affected homeowners.

Chaotic Scheduling and Last-Minute Online Meetings

In Clackmannanshire, residents were first told there would be an in-person meeting with the Housing Minister—something promised in Ms McAllan’s own letter  of 11 August 2025.

Alongside the planned local meetings for homeowners, a separate meeting between the Scottish Government and the UK RAAC Campaign Group leadership was always expected. However, every request made by Wilson Chowdhry for this meeting clearly stated that it must include Housing Minister Mairi McAllan, and ideally First Minister John Swinney, given the national significance of the crisis.

Instead, officials have now attempted to schedule this separate engagement as a last-minute MS Teams call, offering only two slots with less than 48 hours’ notice, and—critically—without the Housing Minister or the First Minister present. This approach directly contradicts the long-standing requests for ministerial attendance and fundamentally undermines the purpose of the meeting itself. It is all the more inexplicable given First Minister John Swinney’s televised statement expressing his willingness to meet RAAC-affected homeowners. The government’s actions simply do not match its public assurances.

Officials were already aware that online meetings are extremely challenging for Wilson Chowdhry due to his Asperger’s, something he has explained repeatedly. Face-to-face engagement, with supportive individuals physically present, is essential for him to process complex discussions clearly and calmly. Despite this, rushed online meetings continue to be pushed, disregarding both accessibility needs and the seriousness of the issues at stake.

Wilson was clear in his response:

“To place the burden of rushed online meetings on people already living through a prolonged housing crisis is unacceptable. Respectful engagement requires planning, clarity and genuine partnership – none of which we are currently seeing.”
Wilson Chowdhry, Chair, UK RAAC Campaign Group

The last-minute nature of these invites mirrors the earlier fiasco surrounding the cancelled Clackmannanshire Council meeting in September, further amplifying concerns about professionalism and good faith.

Inconsistent Invitations and Political Selectivity

Residents in West Lothian report equally troubling behaviour. Local leaders were told by councillors that a meeting was being arranged for 20 November, only to later discover that the Scottish Government had separately told Kerry Macintosh—West Lothian lead and UK RAAC Campaign Group Vice Chair—that a meeting would be held on 3 December instead. This created confusion, duplication, and the clear impression that officials were making parallel plans without transparency.

This feeds into a wider pattern. Two Dundee representatives were invited to ministerial meetings in Aberdeen, but neither Wilson nor his daughter Hannah—both of whom own RAAC-affected property in Aberdeen and have been central to national advocacy—were invited to attend despite requests.

Kerry Macintosh summarised homeowners' feelings bluntly:

“Communities who have fought side-by-side for two years will not allow themselves to be divided now. If the Government wants trust, it must stop choosing who is ‘allowed’ to speak.”
Kerry Macintosh, Vice Chair, UK RAAC Campaign Group

Homeowners Unite Against Attempts to Divide Communities

Both West Lothian and Clackmannanshire residents have made it absolutely clear that attempts to restrict, filter, or politically manage attendance at these meetings will not be tolerated. Those affected want parity—especially given that government officials regularly bring attendees from outside the local area.

Homeowners across both regions have stated unequivocally that they will stage walkouts if either Wilson Chowdhry or Kerry Macintosh are denied entry to the meetings scheduled for 19 November (Clackmannanshire) or 3 December (West Lothian).

Furthermore, a public protest is now planned outside the Kilncraigs Council Offices in Clackmannanshire ahead of the Minister’s 10:00am meeting on the 19th, signalling just how seriously residents view this issue.

Key Role of UK RAAC Campaign Group Continually Overlooked

Beyond local representation, Wilson’s national advocacy has been indispensable to the progress of the RAAC homeowners’ campaign. He:

  • Wrote the UK Parliamentary Petition on behalf of affected homeowners.

  • Co-wrote the Scottish Parliamentary Petition with his daughter, Hannah.

  • Ensured both petitions gained substantial national attention, keeping the RAAC crisis on the agenda of MSPs, MPs, and the wider public.

  • Submitted a detailed response to the Scottish Government’s Building Safety Consultation, large parts of which appear to be reflected in the Housing Minister’s recent policy position—yet without acknowledgement of his or the campaign’s contribution.

Homeowners across Scotland credit these efforts with ensuring that the crisis could not be quietly parked or politically minimised. It is unsurprising, therefore, that attempts to sideline or exclude him are causing deep suspicion and anger among those he represents.

Residents Demand Transparency, Respect and Genuine Dialogue

The pattern now emerging—last-minute scheduling, inconsistent messaging, selective invitations, exclusion of national representatives, and a lack of clarity regarding ministerial attendance—has left homeowners in both regions questioning the Scottish Government’s commitment to transparent and fair engagement.

In communities already displaced from their homes, living with financial fear and emotional strain, these administrative failings are not minor issues—they are further injury.

Residents are calling for:

  1. Clear, consistent scheduling with reasonable notice.

  2. Guaranteed attendance of Wilson Chowdhry and Kerry Macintosh at all meetings involving their regions.

  3. Ministerial presence, as committed in writing.

  4. An end to selective engagement, which is eroding community confidence.

  5. Respectful, transparent, community-led meetings, not stage-managed sessions.

Join the Fight

If you or someone you know is affected by RAAC, or if you want to support our campaign, follow us on social media and get in touch. Together, we can make sure no one is left to face this crisis alone.

Sign our petitions: 

JOIN OUR 'UK RAAC CAMPAIGN GROUP' FB PAGE (HERE)

PLEASE SIGN OUR PETITIONS  (CLICK HERE), OFFICIAL SCOTTISH GOVERNMENT PETITION (CLICK HERE)  OFFICIAL UK GOVERNMENT PETITION: (CLICK HERE)

📧 Email: wilson@aasecurity.co.uk
📢 Twitter/X: https://x.com/WilsonChowdhry

#RAACScandal #Petition2113 #ScottishParliament #SupportRAACVictims #EndTheSilence   

Monday, 17 November 2025

Scottish RAAC Homes: Guidance Arrives, Action Still Missing


Scotland’s Latest RAAC Update: Progress, Problems, and the Growing Need for UK-Wide Action

On 7 November 2025, the Cabinet Secretary for Housing provided the Local Government, Housing and Planning Committee with a written response to their review of Building Standards—a review to which Wilson Chowdhry, Chairman of the UK RAAC Campaign Group, had submitted evidence (click here). In her reply, Mairi McAllan offered an important update on Scotland’s national response to Reinforced Autoclaved Aerated Concrete (RAAC). Annex C of her letter gives the clearest insight yet into how the Scottish Government views the crisis—and what actions it is, and is not, prepared to take.  You can read the full response from Mairi McAllan, which was forwarded to Mr Chowdhry in recognition of his role as a contributor to the Committee’s review. (here).

For thousands of homeowners and tenants trapped in unsafe or uninsurable properties, the update is a mixture of welcome steps forward and deeply concerning gaps.


1. Guidance on RAAC: Progress—but still too slow

The update confirms that the Scottish Government has been working with professional bodies to improve official guidance on RAAC in domestic settings.

  • A consumer-facing guide from the Royal Institution of Chartered Surveyors (RICS) was finally published in April.

  • Technical guidance, led by the Institution of Structural Engineers, is still in the final stages and due by the end of the year.

Once complete, this guidance will be shared across local authorities, housing organisations, industry bodies, and the new RAAC in Housing Leadership Group. The Government also intends to brief the financial services sector—including insurers and mortgage lenders—to help them understand the implications.

This is a crucial step: without consistent, trusted technical guidance, many homeowners remain stuck in limbo because banks and insurers refuse to engage. But it is also a reminder that nearly two years after RAAC triggered emergency closures across Scotland, domestic guidance is only now nearing completion.


2. Financial Support: A patchwork, not a plan

The Cabinet Secretary reiterates that the Scottish Government “fully supports” councils trying to find solutions for affected households—but stops short of committing national funding.

Aberdeen gets flexibility, not funding

The only concrete financial measure in the update is the decision to give Aberdeen City Council flexibility over an old £10m infrastructure commitment. This allows the council to redirect its own freed-up money towards RAAC if it chooses. The Scottish Government is explicit, however, that how Aberdeen uses the money is entirely up to them.

For residents, this remains a far cry from dedicated RAAC remediation funding.

Calls for a UK-wide fund

The Cabinet Secretary stresses again that only the UK Government has the financial capacity to create a UK-wide RAAC remediation scheme. She argues that Westminster bears responsibility because many affected homes were sold under Right to Buy—before housing powers were devolved.

Despite repeated letters to both the former Deputy Prime Minister and the current Secretary of State for Housing, the UK Government position remains unchanged: no RAAC fund for residential properties.

For homeowners trapped in danger zones, this ongoing governmental stalemate provides no relief.


3. Why Scotland refuses to use the Building Safety Levy for RAAC

The update makes clear that the forthcoming Scottish Building Safety Levy (SBSL) will not be used for RAAC remediation.

The reasoning?

  • SBSL is designed to pay for cladding remediation.

  • Using it for RAAC would require “extensive assessment and consultation.”

  • Current developers would object to paying for structural defects dating back to the 1950s–70s, long before they existed.

This position avoids a political battle with today’s construction industry—but leaves RAAC homeowners wondering where support is supposed to come from.


4. Access Problems in Mixed-Tenure Blocks

One of the most common issues reported by residents—especially in terraced and mixed-tenure properties—is gaining access for surveys and repairs when some owners refuse.

The Government acknowledges this is “continuing to be raised” and confirms that officials are now exploring whether additional legislative powers could be given to councils to force access where safety is at risk.

This is a significant shift. Until now, councils often claimed they had no legal mechanisms to compel uncooperative owners, even when RAAC posed a severe structural risk.


5. The Scottish Government’s Role: Coordination, but limited intervention

The Cabinet Secretary emphasises Scotland’s national leadership in RAAC response:

  • The RAAC Cross Sector Working Group (established August 2023)

  • National data gathering across public buildings

  • Ongoing engagement with structural engineers

  • A new RAAC in Housing Leadership Group

She highlights that Scotland’s data collection is significantly stronger than England’s, criticising the UK Government’s “desk-based exercise” in comparison to Scotland’s full survey programme.

However, coordination is not the same as funding—and for many affected households, coordination alone does not stabilise their homes, pay for surveys, or resolve insurance dead-ends.


6. What’s Still Missing?

Despite the flurry of activity described in the update, several major gaps remain:

No dedicated funding

Neither the UK nor Scottish Government has committed financial support for homeowners.

No national remediation strategy

Councils are left to develop their own approaches, resulting in postcode-based disparities.

No interim safety measures for displaced households

Residents forced from their homes—some for over a year—still have no clarity on compensation or long-term housing solutions.

No legal framework for rapid access or emergency repairs

The exploration of new powers is welcome, but it comes very late in the crisis.


Conclusion: Acknowledgement without action will not fix RAAC

The Cabinet Secretary’s update shows that Scotland recognises the scale of the RAAC crisis. The Government is coordinating, gathering data, drafting guidance, and meeting with councils and residents. These are important steps.

But for homeowners and tenants still living with collapsing roofs, unaffordable repairs, and uninhabitable homes, the message remains deeply unsatisfying:

There is still no funding.
There is still no national remediation programme.
And there is still no plan for how ordinary residents are supposed to survive this crisis.

With both governments pointing to each other, the people living in RAAC-affected homes continue to pay the price.

The Scottish Government may call for a UK-wide RAAC remediation fund—but until real money and real legislative solutions are put on the table, thousands of families remain stuck in danger and uncertainty.  

Wilson Chowdhry, Chairman of the UK RAAC Campaign Group, stated:

"Ultimately, while a UK-wide approach would be the most logical and equitable solution, the absence of Westminster leadership cannot become an excuse for continued paralysis. The Scottish Government has a clear duty of care to the people who live here. RAAC homes exist in Scotland today, and the families trapped within them cannot wait on political negotiations that may never bear fruit.

"If the UK Government will not act, then Holyrood must. Whether through emergency legislation, targeted financial mechanisms, or a bespoke Scottish RAAC remediation programme, the responsibility to protect Scottish residents from structural danger rests squarely with the Scottish Government. The crisis is real, immediate, and growing—and Scotland must find a solution, regardless of what Westminster chooses to"

Join the Fight

If you or someone you know is affected by RAAC, or if you want to support our campaign, follow us on social media and get in touch. Together, we can make sure no one is left to face this crisis alone.

Sign our petitions: 

JOIN OUR 'UK RAAC CAMPAIGN GROUP' FB PAGE (HERE)

PLEASE SIGN OUR PETITIONS  (CLICK HERE), OFFICIAL SCOTTISH GOVERNMENT PETITION (CLICK HERE)  OFFICIAL UK GOVERNMENT PETITION: (CLICK HERE)

📧 Email: wilson@aasecurity.co.uk
📢 Twitter/X: https://x.com/WilsonChowdhry

#RAACScandal #Petition2113 #ScottishParliament #SupportRAACVictims #EndTheSilence   

Tuesday, 11 November 2025

Renfrewshire RAAC Homeowners Left Abandoned as Housing Minister Ignores Pleas for Help

IMAGE: Wilson Chowdhry leads the first-ever protest demanding justice for RAAC homeowners in Renfrewshire, 11 October 2025 (click here).

Homeowners across Renfrewshire, are facing an unbearable situation — trapped in homes built with the dangerous concrete material RAAC (Reinforced Autoclaved Aerated Concrete), with no support, no answers, and no clear path forward. Despite the mounting anxiety and financial strain on families, their calls for help are being met with silence.

In early October, Jodie Hillcoat, Chair of the Renfrewshire RAAC Campaign Group, and Wilson Chowdhry, campaigner and community advocate, jointly wrote to Housing Minister Mairi McAllan urgently requesting a meeting to discuss the crisis. More than a month later, they have yet to receive any response. Read letter (here)

This silence has deepened the despair among affected residents — many of whom fear losing everything they’ve worked for.


339 Homes, Hundreds of Lives in Limbo

In Renfrewshire, 339 properties have been identified as affected by RAAC. Of these, 55 are owned by Linstone Housing Association, 122 by Bridgewater Housing Association, and the remaining 177 are privately owned — the second largest number of private RAAC homeowners in any local authority area across Scotland.

The sheer scale of this crisis makes the lack of government engagement all the more shocking. Hundreds of families are being ignored at a time of real vulnerability.

All of the affected homes were originally built by the Scottish Special Housing Association (SSHA) — a division of the UK Government’s Scottish Office — before being transferred to housing associations through Scottish Homes, SSHA’s successor. At the time, residents were told that these new local housing associations would ensure affordable, high-quality homes for communities.

Decades later, that promise has crumbled — quite literally.


Trapped by Silence and Inaction

Private homeowners, many of whom purchased their properties directly from the housing associations, now find themselves entirely abandoned. Because the homes were originally built by or transferred through the housing associations, local representatives have refused to meet residents, claiming it is not their responsibility.

Jodie Hillcot explains:

“For over a year, we’ve tried to meet our housing associations and elected representatives — but the doors just keep closing. Linstone has never met with residents, and Bridgewater cancelled the meetings we had arranged. We’ve been left completely in the dark, with no guidance and no compassion.”

Renfrewshire Council has confirmed that no funding will be made available for housing associations, and Linstone has reiterated this stance, claiming that the Scottish Government has offered no financial help. This effectively leaves homeowners shouldering the full cost of repairs — estimated between £20,000 and £30,000 per property.


No Payment Plans, No Options, No Way Out

Despite the immense costs involved, no information has been provided by either housing association about potential payment options or financial assistance.
Homeowners have also received no clarity on whether they might be allowed to defer repayment until after selling their property, an option that could at least allow some to move on.

In other local authority areas, where families have been unable to meet the financial probity requirements for council-backed loan offers, residents have at least been given the alternative of a voluntary acquisition process — allowing councils to purchase the homes and relieve owners of the financial burden, albeit often at a fraction of the property’s true value.

However, in Renfrewshire, the housing associations have not offered this solution, leaving affected families with no safety net whatsoever.

Jodie Hillcot adds:

“People are frightened. Many can’t get finance, and others simply can’t afford to lose what little equity they have. Some families are growing, but they’re stuck — unable to sell, unable to move, unable to live without fear. Paying for these repairs will eat into equity that should rightfully be theirs.”


A Letter Ignored — and Hundreds Left in Fear

The joint letter from Hillcot and Chowdhry to Housing Minister Mairi McAllan sought a meeting to discuss potential support mechanisms for affected homeowners, urging her to act swiftly to prevent further hardship. Yet more than a month has passed without even an acknowledgment from the Minister’s office.

This failure to respond is particularly unforgivable given the scale of the crisis in Renfrewshire — where 177 private homeowners, alongside hundreds of tenants, remain in limbo.

Wilson Chowdhry said:

“The Scottish Government’s silence is shameful. Renfrewshire has one of the highest concentrations of RAAC homes in the country — yet the Housing Minister cannot find the time to speak to the people living in them. These families didn’t cause this crisis — they bought homes in good faith, believing they were safe and well-built. Now they face financial ruin while government departments and housing associations pass the buck. Every day that passes without action deepens the injustice.”


A Growing Crisis Across Scotland

The situation in Renfrewshire mirrors a wider crisis facing homeowners across Scotland, where RAAC has been discovered in social housing, public buildings, and private homes. While some councils and housing associations have taken proactive steps to assess and support affected residents, Renfrewshire’s homeowners feel completely abandoned.

“We need leadership, empathy, and urgent solutions,” said Hillcoat. “Instead, we’ve been met with silence. We are ordinary families — teachers, carers, shop workers — not developers or speculators. We just want safe homes and a fair solution.”


Advocating for Solutions: The Affordable Housing Solutions Programme

Given the lack of financial support for affected homeowners and the uncertainty surrounding repair costs, Wilson Chowdhry, in his capacity as Chair of the UK RAAC Campaign Group, has written to the Housing Minister requesting that the Affordable Housing Fund be made accessible to all RAAC-affected regions across Scotland.

This fund has already demonstrated its potential impact: in Aberdeen, it enabled the council to offer a fairer deal to long-suffering homeowners, helping to alleviate financial pressures and provide a practical pathway for resolving RAAC-related issues.

In particular, the fund could help address the situation in Renfrewshire, where it is available to both councils and housing associations, offering a potential pathway to support homeowners facing catastrophic repair costs. Some financial flexibility will be required to make this effective, and it is hoped that the Housing Minister will permit its use so that no family is left to bear this burden alone.


A Plea for Justice

As winter approaches, uncertainty looms over hundreds of households. Homeowners remain anxious about whether their roofs are safe, whether their homes will hold their value, and whether they will ever receive the support they need.

Wilson Chowdhry concluded:

“RAAC has become a national scandal. The Government’s failure to respond is a betrayal of trust — one that puts lives, livelihoods, and mental health at risk. These families deserve to be heard. They deserve answers. They deserve justice.”

Join the Fight

If you or someone you know is affected by RAAC, or if you want to support our campaign, follow us on social media and get in touch. Together, we can make sure no one is left to face this crisis alone.

Sign our petitions: 

JOIN OUR 'UK RAAC CAMPAIGN GROUP' FB PAGE (HERE)

PLEASE SIGN OUR PETITIONS  (CLICK HERE), OFFICIAL SCOTTISH GOVERNMENT PETITION (CLICK HERE)  OFFICIAL UK GOVERNMENT PETITION: (CLICK HERE)

📧 Email: wilson@aasecurity.co.uk
📢 Twitter/X: https://x.com/WilsonChowdhry

#RAACScandal #Petition2113 #ScottishParliament #SupportRAACVictims #EndTheSilence   

Saturday, 8 November 2025

Fife Shows Compassion, Clackmannanshire Demands £30,000, and Holyrood Delays: Scotland’s RAAC Homeowners Deserve Better

IMAGE: Wilson Chowdhry, Chairman of the UK RAAC Campaign Group, leading a demonstration outside Clackmannanshire Council’s Kilncraigs building to demand justice for RAAC-affected homeowners.

Six weeks after an email from the Scottish Housing Minister’s office offered a long-awaited meeting, Tillicoultry’s RAAC homeowners are still waiting for answers.

On 1 October 2025, Emily Hornsey, Assistant Private Secretary to Cabinet Secretary for Housing Màiri McAllan MSP, wrote to Lynsey McQuater, Chair of the Tillicoultry RAAC Campaign Group, confirming that Ms McAllan was available to meet residents on 19 November in Clackmannanshire. The message seemed to promise progress at last for the hundreds of homeowners displaced and financially devastated by the discovery of Reinforced Autoclaved Aerated Concrete (RAAC) in their homes.

"Good afternoon

 

With sincere apologies for the delay, I am following up on your request to meet with the Cabinet Secretary to discuss RAAC in private housing. The Cabinet Secretary would be able to meet with you in Clackmannanshire on the morning of Wednesday 19 November if agreeable. I have copied in our officials from the RAAC team who will be able to liaise further with you on the logistics of this meeting.

 

Kind regards,

Emily

 

Emily Hornsey

Assistant Private Secretary to Màiri McAllan MSP | Cabinet Secretary for Housing"

Yet, with less than two weeks remaining, no time or venue has been set, and repeated requests for information from campaigners have gone unanswered.

For Tillicoultry’s homeowners — many of whom have been out of their homes for over two years, still paying both mortgages and rent, and watching their properties deteriorate — this latest delay is more than bureaucratic frustration; it’s a symbol of political indifference.


Government Apathy Meets Local Injustice

While Clackmannanshire Council continues to press forward with a controversial roof replacement project costing residents over £30,000 plus VAT, the Scottish Government has made it clear that no dedicated funding will be provided for RAAC-affected homes.

In a recent Local Government, Housing and Planning Committee session, Cabinet Secretary Màiri McAllan MSP ruled out any Scottish Government fund to assist councils or homeowners. Responding to Fulton McGregor MSP (Coatbridge and Chryston), she described RAAC as “a building standards issue” rather than a safety or public funding matter.

“RAAC is a product which, when maintained properly, can remain usable and safe,” McAllan said.
“It is still used in countries throughout the world… but public money simply cannot stretch to that scale.”

“The position on funding in respect of RAAC is that it is a homeowners’ issue — essentially a matter of building maintenance.” 

“There will be no RAAC pot of money from the Scottish Government. The only government across the United Kingdom that has flexibility to respond to unforeseen expenditure of this kind is the UK Government, which is why I am pressing them to create a national RAAC fund.”

Her words landed hard on the hundreds of displaced families now facing financial ruin, many of whom are trapped paying both rent and mortgages for homes they cannot access.

Meanwhile, a letter from Scottish Secretary Douglas Alexander MP to Wilson Chowdhry, Chairman of the UK RAAC Campaign Group, dated 5 November 2025, shifted responsibility firmly back to Holyrood:

“The powers of the UK Government to act are limited, given that housing is a devolved issue. The Barnett Formula ensures that any additional funding allocated in England for specific purposes, such as the repair of buildings affected by RAAC, will result in consequential funding for the Scottish Government. We would expect the Scottish Government to allocate the necessary resources to address the concerns of those affected by RAAC.”

This political tennis match — where responsibility bounces between Edinburgh and Westminster — has left homeowners in despair, with no relief in sight and mounting financial pressure as Clackmannanshire pushes forward with unaffordable roof replacement schemes.


A Tale of Two Councils: Compassion in Fife, Crisis in Clackmannanshire

In Clackmannanshire, the council clings rigidly to its Scheme of Assistance Strategy, which offers only advice — no grants, no loans, and no financial relief. This stands in stark contrast to the authority granted under Section 71 of the Housing (Scotland) Act 2006, which empowers councils to provide direct support in emergencies.

By comparison, Fife Council has shown what real leadership looks like. After public outrage over plans to charge homeowners up to £19,000 each for roof repairs in Kirkcaldy’s Ravenscraig flats, Fife revised its proposals and capped contributions at £7,000 per household.

Housing spokesperson Cllr Judy Hamilton said it best:

“A contribution of £19,000 is simply unaffordable for many homeowners… I asked officers to examine every possible way to reduce this burden. I’m pleased to confirm that the contribution has now been capped at £7,000 per household.”

That decision, reported by Allan Crow in the Fife Free Press (4 November 2025), demonstrated compassion and creativity — qualities painfully absent in Clackmannanshire’s approach.


Homeowners’ Voices: Desperation and Disbelief

Almost a year before the Scottish Government’s decision to use the Affordable Homes Fund to support homeowners in Aberdeen, Wilson Chowdhry, Chairman of the UK RAAC Campaign Group, had already raised the issue directly with the former Housing Minister, the First Minister, and numerous local authorities, including through deputations across the country. At the time it appears there was simply no appetite for such a solution. In his most recent letter (3rd November 2025) to Housing Secretary Màiri McAllan MSP and to Kevin Wells, Strategic Director: Place at Clackmannanshire Council, he reiterated this proposal — seeking fair compensation for RAAC homeowners and the creation of an energy-efficient new-build project that would benefit both residents and the council. Despite the clear precedent and potential benefits, no response was received.

Despite the clear precedent and potential benefits, no response has been received. 

This lack of action has left homeowners trapped in a dire situation. Fiona Crichton, a Clackmannanshire homeowner and Secretary of the UK RAAC Campaign Group, shared her frustration:

“I’m shocked and saddened to learn that Clackmannanshire Council aren’t securing grant funding that could be available to them. Fife Council have shown what’s possible — there, owners are able to pay just £7,000 with a £116 per month interest-free loan. If we could secure this kind of option, it would get us out of the nightmare we’ve been living.”

She added:

“I haven’t been able to get into my flat for over two years. If I want to get it fixed, I’m being hit with massive bills of over £30,000. It’s simply unaffordable for any normal person with a family to support. Getting a similar solution to Fife’s would be the break we desperately need.”

The combination of government inaction, council rigidity, and astronomical costs continues to leave families in limbo, financially strained, and emotionally exhausted — highlighting the urgent need for practical intervention and fair financial solutions.Wilson Chowdhry: “A Systemic Failure of Compassion”

Wilson Chowdhry, who has been at the forefront of the UK RAAC campaign, condemned both governments for their lack of urgency and empathy:

“The Scottish Government’s stance that RAAC is a mere ‘building maintenance issue’ completely disregards the reality faced by hundreds of displaced homeowners. You cannot ‘maintain’ a crumbling material that engineers have long since deemed unsafe. This is not about neglectful owners — it’s about systemic failure.”

He went on to criticise the government’s failure to even organise the promised meeting:

“It is shocking that, despite months of requests, the Cabinet Secretary’s team has failed to confirm the time and place of a meeting that could determine the future of so many Scottish families. This neglect sends a painful message — that ordinary people suffering through no fault of their own are simply not a priority.”

On the actions of Clackmannanshire Council, Chowdhry was equally forthright:

“Families are being asked to pay £30,000 or more for roof replacements — sums that would bankrupt even the most prudent homeowner. For many, the only way out will be forced sales under unfair voluntary acquisition schemes, amounting to nothing less than financial expropriation.”

He drew a sharp contrast with the actions of Fife Council:

“Fife Council has shown that compassion and common sense can coexist. Their decision to cap homeowner costs at £7,000 demonstrates real civic leadership. Meanwhile, Clackmannanshire Council’s obstinate refusal to explore similar options is a betrayal of the very residents they are meant to protect.”

And finally, he summed up the moral and political crisis facing Scotland’s RAAC victims:

“We are watching a two-tier Scotland emerge — one where residents in Fife receive support and dignity, while those in Clackmannanshire are left destitute. The moral disparity is staggering. RAAC is not just a technical issue — it’s a humanitarian one. Behind every crumbling roof is a broken family. It’s time our leaders treated this crisis with the urgency and empathy it deserves.”


A Growing Sense of Betrayal

The ongoing silence from the Scottish Government, coupled with the inaction of local authorities like Clackmannanshire, is fuelling growing anger across affected communities. Homeowners are being financially and emotionally drained while politicians trade responsibility and delay decisions.

Fife has proven that solutions are possible — if there is political will. For Tillicoultry’s homeowners, hope is running out fast.

As Wilson Chowdhry concluded:

“When the Cabinet Secretary finally meets with residents — if she does — she must come prepared not with sympathy, but with solutions. Empty apologies and bureaucratic platitudes will no longer suffice.”

Join the Fight

If you or someone you know is affected by RAAC, or if you want to support our campaign, follow us on social media and get in touch. Together, we can make sure no one is left to face this crisis alone.

Sign our petitions: 

JOIN OUR 'UK RAAC CAMPAIGN GROUP' FB PAGE (HERE)

PLEASE SIGN OUR PETITIONS  (CLICK HERE), OFFICIAL SCOTTISH GOVERNMENT PETITION (CLICK HERE)  OFFICIAL UK GOVERNMENT PETITION: (CLICK HERE)

📧 Email: wilson@aasecurity.co.uk
📢 Twitter/X: https://x.com/WilsonChowdhry

#RAACScandal #Petition2113 #ScottishParliament #SupportRAACVictims #EndTheSilence