Open Letter to Four Government Leaders: Urging the Scottish Government to Fund RAAC Homeowners Without UK Government Excuses"

MSP John Swinney
First Minister

MSP Paul McLennan
Housing Minister

MSP Shona Robison
Cabinet Secretary for Finance and Local Government

MSP Shirley-Anne Sommerville
Cabinet Secretary for Social Justice

Scottish Government
St Andrew's House
Regent Road
Edinburgh
EH1 3DG

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Open Letter to MSP John Swinney, MSP Paul McLennan, MSP Shona Robison, and MSP Shirley-Anne Sommerville

Request for Leadership on the RAAC Crisis: A National Fund Is Urgently Needed

Dear MSP John Swinney, MSP Paul McLennan, MSP Shona Robison, and MSP Shirley-Anne Sommerville,

Thank you for your response to my correspondence dated 24 November 2024 regarding the ongoing crisis caused by Reinforced Autoclaved Aerated Concrete (RAAC) in homes across Dundee. While I appreciate your acknowledgment of the seriousness of the issue, I must express concern that your response fails to adequately address the scale of the crisis or provide meaningful solutions for homeowners affected by RAAC.

The RAAC crisis, which disproportionately affects homeowners in Scotland, requires urgent and coordinated action at a national level. While I understand that RAAC is being framed as a building maintenance issue, it is clear that it goes beyond this, posing significant risks to public health, safety, and financial security for affected homeowners. It is imperative that the Scottish Government takes responsibility for ensuring that homeowners who have been affected by this crisis are not left to bear the financial burden alone.

The Misrepresentation of RAAC as a Maintenance Issue

The statement by Mr. McLennan that "RAAC is not regarded as a defective material" and that it simply requires regular maintenance and monitoring for issues such as water ingress fails to acknowledge the unique and widespread challenges faced by RAAC-affected homeowners. This assertion appears disingenuous when viewed in the context of homeowners' experiences, particularly those who purchased properties without being informed of the presence of RAAC.

In many cases, local authorities were acting as factors when the roofs became unstable, meaning they were responsible for the upkeep and oversight of these buildings. Homeowners were not made aware of the need for specific maintenance or the risks associated with RAAC, especially given the British Research Establishment's 1996 report highlighting the material's limited lifespan. Without this critical knowledge at the point of sale, homeowners were deprived of the opportunity to undertake the necessary inspections or maintenance.

By framing the issue as one of routine maintenance, the response ignores the systemic failure to disclose and address the inherent vulnerabilities of RAAC, both by local authorities and through the broader regulatory framework. This oversight compounds the difficulties faced by homeowners and undermines confidence in the Government's understanding of the issue.

Call for the Scottish Government to Use Existing Budgets for RAAC Support

Given that the UK Government has thus far failed to allocate a dedicated fund for the RAAC crisis, it is crucial that the Scottish Government considers finding the necessary funds within its existing budgets to address this issue. Scottish homeowners are facing serious financial strain, with many unable to access insurance coverage or financial assistance for the necessary repairs and remediation. The situation is further exacerbated by the fact that only one estate in Basildon, England, has been impacted by RAAC, and homeowners there have received a fair value for their homes, while Scottish homeowners have not.

Furthermore, Scottish council tenants affected by RAAC have received only £1,500 in compensation, a stark contrast to the £8,680 compensation received by their counterparts in England. This significant disparity in compensation highlights the need for the Scottish Government to ensure that Scottish homeowners receive equitable treatment in the face of this crisis.

The Need for Fair Compensation and Market Value Adjustments

I also wish to highlight the issue surrounding compensation offered by local authorities in Scotland. Many councils are pursuing a voluntary agreement process with affected homeowners, but the compensation being offered—based on current market value—is far below the value of the homes before the discovery of RAAC. This is an unacceptable situation, as homeowners are being unfairly penalized for a problem they did not cause and have no control over. The Scottish Government must intervene to ensure that affected homeowners receive fair and just compensation that reflects the true value of their homes.

A National Solution for a Distinctly Scottish Problem

The RAAC crisis is a distinctly Scottish problem that requires a tailored solution. While the UK Government has thus far failed to acknowledge the unique challenges faced by Scottish homeowners, it is imperative that the Scottish Government steps in to provide the necessary support. This should include financial backing for remediation work, compensation for affected homeowners, and the establishment of a national framework to ensure that this issue is addressed at every level of government.

Conclusion

In conclusion, I urge you to take immediate action to ensure that affected homeowners in Scotland are supported and compensated fairly. If funds are not forthcoming from the UK Government, I call on the Scottish Government to allocate resources within existing budgets to resolve this crisis. The RAAC issue cannot be allowed to continue to negatively impact homeowners without a meaningful response from those in power.

I look forward to your prompt response and the implementation of a robust strategy to address the RAAC crisis.

Sincerely,

Wilson Chowdhry
Chairman, UK RAAC Campaign Group
wilson@aasecurity.co.uk

UK RAAC Campaign Group Urges Scottish Government to Act on RAAC Crisis, Calls for Fair Compensation for Homeowners

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PLEASE SIGN OUR PETITIONS  (CLICK HERE), OFFICIAL SCOTTISH GOVERNMENT (CLICK HERE) AND OFFICIAL UK GOVERNMENT PETITION (HERE).

WATCH FIRST NATIONAL AND INTERNATIONAL NEWS FEATURE ON RAAC HOUSING CRISES (HERE)

Watch the historic moment as the Scottish Parliament Petitions Committee officially backs the UK RAAC Campaign Group’s petition—a groundbreaking step in our fight for justice and accountability! (here)

Please complete our impact survey (here)

The UK RAAC Campaign Group, led by Chairman Wilson Chowdhry, is urging the Scottish Government to take immediate and decisive action to address the ongoing RAAC (Reinforced Autoclaved Aerated Concrete) crisis affecting homeowners across Scotland. The group is calling on the government to ensure that homeowners impacted by RAAC receive both fair compensation and the necessary financial support to manage the costs of repairs, which, at present, are being borne solely by individuals.

While the Scottish Government has acknowledged the seriousness of the issue in several recent communications, it has failed to adequately address the full scale of the crisis or propose meaningful solutions for the affected homeowners. The Scottish Government’s primary response has been to place responsibility on the UK Government, despite housing being a devolved responsibility since the establishment of the Scottish Parliament in 1996. This continued deflection of responsibility is concerning and leaves homeowners vulnerable to ongoing financial and personal hardship. The RAAC crisis demands a proactive response from the Scottish Government, not one that relies on external funding or the actions of the UK Government. 

In a recent letter to Shona Robison, Mr. Chowdhry expressed strong dissatisfaction with the lack of meaningful action taken to address the RAAC (Reinforced Autoclaved Aerated Concrete) crisis in Dundee. He raised key concerns, including inadequate advice provided to homeowners, the failure to acknowledge the crisis's scale, and the lack of urgency in securing national financial support. Mr. Chowdhry called for proactive leadership, advocating for a comprehensive solution and a national budget to address the issue, rather than merely offering legal referrals. He also highlighted the emotional and practical toll on affected homeowners, urging immediate action. In response, Ms. Robison only provided information on several organizations offering advice. (click here to read her response).

In correspondence sent to the First Minister John Swinney, Mr Chowdhry sought clarity and tangible support for addressing the significant challenges RAAC Homeowners face. This included requests for direct financial assistance to cover the high costs of remediation, guidance on how local authorities would engage with and support affected homeowners, and a detailed plan for addressing RAAC in housing across Scotland. Additionally, there was an expectation for updates on the progress of a Scottish Parliament petition and concrete steps from the Scottish Government to ensure insurance policies would not penalize homeowners with RAAC in their properties. The overarching goal was to secure meaningful action to alleviate the burdens placed on homeowners and ensure accountability at all levels.

A response came from the Scottish Housing Minister, Paul Mclennan that acknowledged the concerns raised and reiterated that RAAC management is the responsibility of property owners, with local authorities expected to engage through their existing Schemes of Assistance. While it was reassuring to hear that most insurers would not void policies due to RAAC, this does little to address the core financial strain on homeowners. The letter also confirmed ongoing discussions with the UK Government for funding, but no specific financial support for homeowners or a dedicated Scottish Government strategy was outlined especially should the UK Government not agree to a fund. Disappointingly, the response lacked clear commitments to direct aid, robust enforcement of local authority engagement, or a comprehensive plan to address RAAC issues at scale. This leaves homeowners without the reassurance or actionable support they urgently need, undermining confidence in the Government's approach to this crisis.

A statement by Mr. McLennan that "RAAC is not regarded as a defective material" and that it simply requires regular maintenance and monitoring for issues such as water ingress fails to acknowledge the unique and widespread challenges faced by RAAC-affected homeowners. This assertion appears disingenuous when viewed in the context of homeowners' experiences, particularly those who purchased properties without being informed of the presence of RAAC.

In many cases, local authorities were acting as factors when the roofs became unstable, meaning they were responsible for the upkeep and oversight of these buildings. Homeowners were not made aware of the need for specific maintenance or the risks associated with RAAC, especially given the British Research Establishment's 1996 report highlighting the material's limited lifespan. Without this critical knowledge at the point of sale, homeowners were deprived of the opportunity to undertake the necessary inspections or maintenance.

By framing the issue as one of routine maintenance, the letter ignores the systemic failure to disclose and address the inherent vulnerabilities of RAAC, both by local authorities and through the broader regulatory framework. This oversight compounds the difficulties faced by homeowners and undermines confidence in the Government's understanding of the issue.

The RAAC issue is particularly urgent in Scotland, where the material has caused significant structural concerns in private homes, and yet affected homeowners have not been offered adequate compensation or support. Unlike England, where homeowners in Basildon have been compensated with fair value for their properties and council tenants have received up to £8680 in compensation, Scottish council tenants have only received £1500 in compensation. This significant disparity in treatment between Scotland and England highlights the need for the Scottish Government to intervene and provide a fair, national response.

Key Points from the UK RAAC Campaign Group:

• Scottish Government Must Act if UK Funds Are Not Forthcoming:
  The UK Government has thus far failed to allocate specific funds for the RAAC crisis affecting homeowners, despite it being a widespread issue across Scotland. The UK RAAC Campaign Group is calling on the Scottish Government to find the necessary funds within its existing budgets to address the issue, should the UK Government continue to neglect its responsibility to provide financial support. Homeowners in Scotland cannot wait for funds from Westminster—they need immediate support from Holyrood to prevent further financial distress.

• Inadequate Compensation for Scottish Homeowners:
  Scottish local authorities are offering homeowners compensation based on current market values, which is substantially lower than the value of homes before the discovery of RAAC. In contrast, homeowners in England have received fair compensation. The disparity in compensation between the two nations is a clear injustice and must be rectified.

• Call for Fair Compensation Reflecting True Market Value:

  The RAAC crisis has placed homeowners in a dire financial position, with the compensation currently offered falling far short of reflecting the true market value of their homes before the discovery of RAAC. This is particularly concerning given that many of the affected homeowners live in some of Scotland’s most deprived communities, where the value of their homes was already modest. Many of these homeowners are unable to afford housing in other areas of Scotland, and the compensation they are being offered will leave them with insufficient funds to secure alternative accommodation or to sustain themselves, especially in their later years.

  Receiving compensation below the pre-RAAC discovery value is a devastating blow that could leave homeowners struggling to meet basic living costs. For elderly homeowners, it would mean fewer financial resources to cover rental costs for a suitable property in their retirement. For younger homeowners, they may be left burdened with mortgages on properties that are now deemed uninhabitable, essentially paying off what is little more than rubble.

  The Scottish Government must intervene to ensure that affected homeowners receive compensation that reflects the full, pre-RAAC discovery value of their homes, allowing them to maintain a reasonable standard of living and avoid further financial hardship. It is not just about repairing homes—it's about preserving the futures of homeowners who have been put in an untenable position through no fault of their own.

• A National Response for a Distinctly Scottish Problem:
  The RAAC crisis is a distinctly Scottish issue, with many more homes affected in Scotland than in England. As such, the Scottish Government must take ownership of the crisis and provide a solution that addresses the unique challenges faced by Scottish homeowners. This includes providing financial support for repairs, offering fair compensation, and establishing a national framework for addressing the RAAC crisis.

Wilson Chowdhry, Chairman of the UK RAAC Campaign Group, stated:

“The RAAC crisis is causing immense financial and emotional distress for homeowners in Scotland, and it is time for the Scottish Government to step up and take responsibility. Suppose the UK Government refuses to provide funding for the issue. In that case, it is incumbent upon the Scottish Government to allocate resources within its existing budgets to ensure that homeowners are fairly compensated and supported. We cannot allow this crisis to continue to undermine the stability and safety of our communities.”

Mr. Chowdhry has written back to First Minister John Swinney, Housing Minister Paul McLennan, Deputy First Minister Shona Robison (with her responsibility for social justice and housing), and Justice Secretary Shirley-Anne Somerville, urging them to cease using the lack of UK Government funding as an excuse for inaction. He has called on the Scottish Government to allocate resources from its own budget to address the RAAC crisis and to recognize RAAC for what it truly is—a construction material that has caused billions of pounds in damage to public sector buildings, for which the Government is already bearing the cost. Mr. Chowdhry emphasized that the same urgency and responsibility should extend to protecting homeowners, ensuring they are not left to shoulder the financial and safety burdens of a systemic failure to address RAAC’s inherent risks. (You can read the open letter here).

The Scottish Government has confirmed a long-awaited meeting with Wilson Chowdhry, Chairman of the UK RAAC Campaign Group, and Fiona Crichton, the group's secretary, to address the ongoing RAAC homes crisis and its severe impact on homeowners. Scheduled for Tuesday, 14th January 2025, the meeting will include Khalida Hussain from the Housing Standards & Quality Team, Better Homes Division, Local Government and Housing Directorate, along with three additional colleagues involved in RAAC policy development. During this crucial discussion, Mr. Chowdhry will raise a wide range of concerns, including the need for urgent government action, the appropriate recognition of RAAC as a hazardous material, and the allocation of necessary funding to protect homeowners from the financial and safety risks associated with RAAC.  Read more (here)

UK RAAC Campaign Group Launches Impact Survey Ahead of Key Meeting with Scottish Government

Hannah and Wilson Chowdhry outside Aberdeen City Council

               JOIN OUR 'UK RAAC CAMPAIGN GROUP' FB PAGE (HERE)

PLEASE SIGN OUR PETITIONS  (CLICK HERE), OFFICIAL SCOTTISH GOVERNMENT (CLICK HERE) AND OFFICIAL UK GOVERNMENT PETITION (HERE).

WATCH FIRST NATIONAL AND INTERNATIONAL NEWS FEATURE ON RAAC HOUSING CRISES (HERE)

Watch the historic moment as the Scottish Parliament Petitions Committee officially backs the UK RAAC Campaign Group’s petition—a groundbreaking step in our fight for justice and accountability! (here)

Please complete our impact survey (here)

Wilson Chowdhry, Chairman of the UK RAAC Campaign Group, has launched an impact survey to capture the experiences of homeowners and their friends and supporters affected by the ongoing RAAC (Reinforced Autoclaved Aerated Concrete) crisis. The findings will be presented to the Scottish Government during a pivotal meeting at St Andrews House at 12 pm on 14th January.

During the meeting, Mr. Chowdhry and Fiona Crichton, Secretary of the UK RAAC Campaign Group, will advocate for a grant to support families facing the threat of bankruptcy and homelessness due to no fault of their own. They will highlight the moral obligation of the Scottish Government to address the plight of over a thousand affected homeowners.

The survey results will be shared with Khalida Hussain of the Housing Standards & Quality Team and three of her colleagues. Homeowners are urged to complete the survey before 14th January to ensure their voices are heard.

Fiona Crichton, Secretary of the UK RAAC Campaign Group, stated:

"It is deeply disappointing that meaningful engagement by the Government with those affected by the RAAC crisis has taken so long to materialize. The noticeable bureaucratic indifference to this issue has created a stark dissonance between how the Government and local authorities perceive this crisis and the devastating reality faced by homeowners."

She added: "Our aim is to bring empathy and a sense of moral responsibility into the conversation. These are not just houses; they are people’s homes, lives, and futures at stake. We hope to bridge this gap and push for urgent action that prioritizes the well-being of those who have been left to bear the brunt of systemic failures."

Background

The homes in question were sold under the Government's Right to Buy Scheme, with local authorities approving the use of RAAC due to its lower cost and faster installation compared to traditional materials. However, evidence of RAAC's structural issues surfaced during the construction phase, halting its use in England after a pilot project in Basildon. Despite this, RAAC homes continued to be sold in Scotland, often in areas with high deprivation indices.

Failures to address damp and other maintenance issues further compounded the risks, and local authorities offloaded these liabilities onto unsuspecting buyers. The Scottish Government did not act on early warnings, including the demolition of Basildon RAAC homes in the 1990s and 86 homes in Deans South in 2004.

Mr. Chowdhry and Ms. Crichton will emphasize these failures, calling for a National Fund to assist struggling homeowners and a public inquiry into the use and maintenance of RAAC.

Litigation and Advocacy Efforts

The group is actively pursuing legal options, with a prominent Scottish law firm conducting a pro-bono review of sample cases to assess the viability of a no-win, no-fee negligence claim. The firm stated:

"Based on the information provided, we can identify some theoretical grounds for a negligence claim. However, this is not straightforward. We would need to examine sample cases in detail to evaluate the feasibility of a claim and determine whether we could assist on a no-win, no-fee basis.

If you would like us to explore the possibility of a compensation claim, we would be happy to review the sample cases pro bono. Following this review, we can confirm whether this is something we could pursue for the RAAC Campaign Group on a no-win, no-fee basis. To proceed, we would require your assistance in providing information and documentation for a few sample cases.”

Mr. Chowdhry is collaborating with RAAC groups nationwide to gather the necessary information and documentation to support the solicitors' review process.

Today, Mr. Chowdhry and Deputy Chair Kerry Mackintosh joined dozens of protestors outside Dundee City Council chambers. They are seeking a discussion on RAAC in a full council meeting. Despite reaching out to all councillors in Dundee, no motion has been tabled to enable public participation on the matter.

Kerry Mackintosh, Deputy Chair of the UK RAAC Campaign Group, stated:

"As someone born in Dundee, I am deeply disgusted by the complete lack of action from Dundee councillors regarding the RAAC crisis. It is appalling that homeowners were left to fend for themselves until our campaign group stepped in to help them form a local support network. This failure to engage with affected residents reflects a shocking disregard for the well-being of the community."

She continued: "It is despicable that, to this day, no councillor has tabled a motion to address RAAC in a full council meeting. Local people have an unfettered right to participate in decisions that affect their lives, particularly when those decisions—or lack thereof—leave them facing such dire consequences. Dundee’s leaders must do better; their constituents deserve nothing less."

Wilson Chowdhry, Chairman of the UK RAAC Campaign Group, stated:

"The prospect of litigation offers a glimmer of hope for homeowners who have been left in financial ruin due to systemic failures in the use and maintenance of RAAC. While legal action is complex and uncertain, we are determined to explore every avenue to secure justice and accountability for those affected. The support of a leading Scottish law firm in reviewing these cases pro bono is a significant step forward."

He added: "Our meeting with the Scottish Government is a critical opportunity to highlight the devastating human impact of this crisis. We will urge them to take immediate action by establishing a National Fund to assist struggling families and committing to a full public inquiry. The lives and livelihoods of thousands of homeowners hang in the balance, and we cannot allow their suffering to continue unnoticed."

Call to Action

The UK RAAC Campaign Group urges affected homeowners to complete the impact survey and join their efforts to demand justice and accountability. The group remains committed to ensuring that the voices of RAAC-affected families are heard and that the systemic failures leading to this crisis are addressed.

Please complete our impact survey (here)

Official UK Parliament Petition: RAAC Homeowners Demand National Fund and Legislative Change

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PLEASE SIGN OUR PETITIONS  (CLICK HERE), OFFICIAL SCOTTISH GOVERNMENT (CLICK HERE) AND OFFICIAL UK GOVERNMENT PETITION (HERE).

WATCH FIRST NATIONAL AND INTERNATIONAL NEWS FEATURE ON RAAC HOUSING CRISES (HERE)

Watch the historic moment as the Scottish Parliament Petitions Committee officially backs the UK RAAC Campaign Group’s petition—a groundbreaking step in our fight for justice and accountability! (here)

The UK RAAC Campaign Group is proud to announce that, after a series of revisions, the House of Commons Petitions Committee has approved and published their petition, titled:

"RAAC Homeowners Justice: National Fund, Legislative Reform & Public Inquiry Now!"

The petition, now live on the UK Parliament petitions website, calls for urgent government action to support RAAC-affected homeowners and tenants, including:

1. Establishing a national fund to provide financial aid to those affected.
2. Launching a public inquiry into council and housing association practices concerning RAAC.
3. Introducing protective legislation to safeguard homebuyers and ensure accountability for structural defects.

The Case for Change
RAAC-affected homeowners, many of whom purchased ex-council properties under the Right-to-Buy scheme, are facing severe financial and housing insecurity. The campaign highlights:

• The risk of bankruptcy and homelessness for affected families.
• The need for a high-risk building register and mandatory reporting by surveyors and solicitors.
• The importance of holding developers accountable for construction defects for up to 60 years—an extension from the current 30-year limit under the Building Safety Act.
• The necessity to ban mortgage interest charges on condemned properties and restore first-time buyer status for affected homeowners.

Advocating for Justice
Wilson Chowdhry, Chair of the UK RAAC Campaign Group and petition creator, emphasized the importance of this petition:

“This petition has the potential to drive real change. If we gather 10,000 signatures, the Government must respond. With 100,000 signatures, we could secure a Parliamentary debate. These measures are critical for preventing homelessness and ensuring justice for homeowners affected by no-fault structural defects.”

Mr. Chowdhry expressed his appreciation for the committee’s approval but noted the challenges in ensuring the petition text accurately reflected the concerns of campaigners. While the initial draft omitted some key demands, the final version now includes nearly all of the campaign’s priorities. Unfortunately, the House of Commons Petitions Committee mistakenly published an earlier revision of the petition. However, in an email received today, an officer confirmed that the online petition has been corrected. She apologized for the error, stating, "We have updated the published version of the petition and will be contacting signatories to inform them of the minor changes to the text due to the publication mistake."

During the petition process, Mr. Chowdhry discovered that one aspect of his request had already been addressed through recent legislative changes. An officer from the Petitions team wrote: "We have reviewed your requested change and have suggested the below draft. Having looked at your addition on GPSR, we believe this is already covered under the Building Safety Act, which allows individuals to sue construction companies for defects up to 30 years old. This is the core principle of GPSR. Additionally, there is similar legislation currently under consideration in the House of Lords." Mr. Chowdhry was also informed that such laws currently apply only in England and Wales, not Scotland.

Mr. Chowdhry is now advocating for this very new law to be extended to cover a minimum of 60 years, given the long-term nature of property investment. He is also seeking to introduce similar laws in Scotland by adding an addendum to an existing petition with the Scottish Parliament Petition Committee. Mr. Chowdhry believes that such laws would provide invaluable protection for new homeowners, and he is also calling for these protections to be made retrospective, ensuring fairness for those affected by past defects.

He added:

“The UK Government must act to end the suffering of RAAC homeowners. Fair laws could eliminate mortgage interest on condemned properties, restore first-time buyer status, and ensure developers are held accountable for defects for 60 years. These changes would provide long-term security and fairness for homeowners.”

Homeowners affected by RAAC are facing a crisis, with many on the verge of bankruptcy and homelessness. They are burdened by the immense cost of urgent roof repairs, while others have been evacuated from their homes and are now paying both mortgages and rent for temporary accommodation. In some cases, councils are offering far less than their properties' worth, paying only current market value for homes that have significantly depreciated due to the presence of RAAC. This is especially unfair, as these properties were originally built by local councils and sold under the Right to Buy scheme. In an effort to reduce costs, RAAC was used as a cheaper alternative to concrete, leaving homeowners with structurally unsafe properties in desperate need of expensive repairs. As a result, many are trapped in a financial nightmare, unable to afford the repairs, and facing the very real risk of losing their homes—through no fault of their own.

A Call to Action
The UK RAAC Campaign Group urges the public to support the petition and rally friends and family to sign. Every signature counts in the fight to prevent bankruptcy and homelessness for RAAC-affected communities.

Sign the petition now and help us secure the justice and reform RAAC homeowners deserve (click here).

Scottish Government Confirms Meeting with RAAC Campaigner After Long-Delayed Engagement

Image: Campaigners in a committee room at the Scottish Parliament, where the Petitions Committee demonstrated strong support for their RAAC petition.

JOIN OUR 'UK RAAC CAMPAIGN GROUP' FB PAGE (HERE)

 

PLEASE SIGN OUR PETITIONS  (CLICK HERE), OFFICIAL SCOTTISH GOVERNMENT (CLICK HERE) AND OFFICIAL UK GOVERNMENT PETITION (HERE).

WATCH FIRST NATIONAL AND INTERNATIONAL NEWS FEATURE ON RAAC HOUSING CRISES (HERE)

Watch the historic moment as the Scottish Parliament Petitions Committee officially backs the UK RAAC Campaign Group’s petition—a groundbreaking step in our fight for justice and accountability! (here)

The Scottish Government has confirmed a long-awaited meeting with Wilson Chowdhry, Chairman of the UK RAAC Campaign Group, to address the ongoing RAAC homes crisis and its severe impact on homeowners. Scheduled for Tuesday, 14th January 2025, the meeting will include Khalida Hussain from the Housing Standards & Quality Team, Better Homes Division, Local Government and Housing Directorate, along with three additional colleagues involved in RAAC policy development.  

This meeting comes after several unsuccessful attempts to secure direct engagement with Housing Minister Paul McLennan MSP and First Minister John Swinney. Mr. Chowdhry expressed his disappointment that the meeting will not include the Housing Minister himself but acknowledged the minister’s commitment to cooperating with the Scottish Parliament Petitions Committee, which is actively pursuing actions to address the crisis. In his letter, Mr. McLennan stated, "As you will be aware, at this stage the petition committee has yet to take its course; a discussion about the actions the committee has outlined is not appropriate at the moment. I will however fully co-operate with the requirements of the committee."

Fiona Crichton, Secretary for the UK RAAC Campaign Group, who will also be attending the meeting, said:

"This meeting is about a year too late. Desperate homeowners have been waiting far too long for a stronger response from the Government. Some of us have had to evacuate our homes and are already burdened with significant costs.

I am relieved that the Government is finally acknowledging the devastating impact on homeowners and that the Housing Minister has not ruled out a follow-up meeting once the Scottish Parliament Petition Committee has completed its work. It's the very least we deserve."

The Petitions Committee has outlined a series of steps in response to the RAAC petition, including:

1. Keeping the Petition Open: The petition remains open to gather further information and pursue necessary actions, as suggested by MSP David Torrance.
2. Consulting Professional Bodies: Organizations such as Built Environment Scotland, the Royal Institution of Chartered Surveyors, and the Royal Incorporation of Architects of Scotland will be consulted to review and respond to concerns raised.
3. Highlighting Assistance Gaps: The committee has noted that current local authority assistance schemes primarily offer advice rather than financial support, leaving affected homeowners without tangible aid.
4. Exploring UK Government Funding: Updates will be sought on discussions with the UK Government regarding funding for RAAC remediation, including whether recent UK Budget allocations will address the RAAC crisis in Scotland.
5. Updating Home Report Standards: Plans to revise home report standards to include critical structural information will be explored, ensuring future buyers are better informed.
6. Gathering Evidence: The committee is committed to formally gathering evidence from stakeholders, potentially including direct testimony from the Housing Minister.

Mr. Chowdhry commented, "This meeting is long overdue, and I remain deeply disappointed that it will not be with Housing Minister Paul McLennan MSP himself. However, I take some reassurance from his commitment to fully cooperate with the Petitions Committee, which I believe is driving forward crucial actions to address this crisis.

The RAAC homes issue has left countless homeowners trapped in limbo, with many at risk of financial ruin and homelessness. These affected communities are among the most deprived across the UK, not just in Scotland, as reflected in multiple indices of deprivation. They lack the resources to fund the essential repairs needed to make their homes safe again, leaving them to face the devastating prospect of losing everything they have worked so hard for.

This crisis stems from council cost-cutting measures that prioritized cheaply built, unsafe homes. These properties were later sold to unsuspecting buyers through the Government's Right to Buy scheme and subsequently passed on to further unaware homeowners. It is a failure of governance and oversight that has placed an unbearable burden on innocent families, and immediate, tangible support is urgently needed."

Ahead of the meeting, Mr. Chowdhry is preparing a survey for RAAC-affected homeowners to gather critical insights. The survey results will be shared with Khalida Hussain and her team to inform discussions and highlight the real-world impact of the crisis.

Wilson Chowdhry Collaborates with RAAC Groups Across Scotland to Investigate Legal Claims for Homeowners Affected by RAAC Crisis

UK RAAC Campaigners protest outside the Scottish Parliament.

JOIN OUR 'UK RAAC CAMPAIGN GROUP' FB PAGE (HERE)

 

PLEASE SIGN OUR PETITIONS  (CLICK HERE), OFFICIAL SCOTTISH GOVERNMENT (CLICK HERE) AND OFFICIAL UK GOVERNMENT PETITION (HERE).

WATCH FIRST NATIONAL AND INTERNATIONAL NEWS FEATURE ON RAAC HOUSING CRISES (HERE)

Watch the historic moment as the Scottish Parliament Petitions Committee officially backs the UK RAAC Campaign Group’s petition—a groundbreaking step in our fight for justice and accountability! (here)

20th December, 2024 — Wilson Chowdhry, Chairman of the UK RAAC Campaign Group, has announced that he is working alongside several RAAC (Reinforced Autoclaved Aerated Concrete) campaign groups across Scotland to address the ongoing crisis faced by homeowners in properties built with RAAC panels. These homes, many of which were sold under the Right-to-Buy scheme in the 1980s and 1990s, are now suffering from severe structural issues, putting homeowners at risk of financial ruin and homelessness.

In response to this growing crisis, Mr. Chowdhry has submitted a comprehensive set of documents to a leading firm of solicitors, which include original sale agreements, records of sales from the council to homeowners, and subsequent property transfers up to the current owners. This detailed documentation aims to investigate potential legal claims against local authorities for failing to disclose the presence of RAAC in these properties, which are now deemed unsafe and uninhabitable.

A senior partner at the firm of solicitors is currently reviewing the paperwork, and a formal response is expected in January. This review will assess the feasibility of pursuing legal action, including potential claims for compensation, negligence, and the possibility of a class action under a no-win-no-fee arrangement.

The exploration of potential legal action faced an early hurdle when Mr. Chowdhry, who is involved in a forfeiture case concerning one of his properties in London, approached his city solicitor firm to inquire whether they operated in Scotland. While the firm did not, one of the partners handling Mr. Chowdhry's personal claim referred him to a Scottish solicitor who agreed to review the details of his situation.

Unfortunately, the solicitor’s response was not encouraging. He wrote:

"Thanks again for reaching out on this one. I have discussed internally, and there is a general feeling that we are more aligned with defending group proceeding claims rather than acting for the groups themselves.

I have asked internally about firms typically acting on the claimant side (or 'pursuer' side, as we say in Scotland), and the following names were suggested. Some of these may already be familiar to you:"

The solicitor provided a list of four prominent law firms specializing in such litigation. Undeterred, Mr. Chowdhry contacted all of them, sharing a detailed synopsis outlining why he believed there might be merit to the case. The matter remains in the research phase as Mr. Chowdhry awaits further feedback from the firms.

Mr. Wilson Chowdhry, speaking as Chairman of the UK RAAC Campaign Group, stated:

“We are committed to ensuring that the voices of homeowners affected by RAAC are heard and that they receive the justice and compensation they deserve. This is an urgent issue, and we are hopeful that the legal review will provide a clear path forward to challenge the system and hold those responsible to account.”

He contrasted the circumstances in England, such as at Knights Estate in Basildon, with the situation in Scotland, highlighting the disparity in how affected homeowners have been treated. Mr. Chowdhry played a key role in securing a fair outcome for council tenants in Basildon, who were provided with £8,680 relocation grants, and for homeowners, who received equitable deals in the sale of their properties. This was achieved through swift and compassionate action by the council, which, despite a lack of UK Government funding, took its responsibilities seriously and acted decisively to support its residents.

Mr Chowdhry, added:

“With avaricious councils seeking to pay a pittance under voluntary agreements or refusing to offer grants, loans, or shared equity schemes to assist homeowners in increasingly dire circumstances, many are now in deep depression, with some nearing suicidal despair. The bureaucratic indifference displayed is a tragic indictment of how politics and local authority responsibilities are failing homeowners in Scotland.”

Kerry Mackintosh, Vice Chair of the UK RAAC Campaign Group, stated:

“In 2004, when I faced the devastating crisis of losing my home to RAAC, no solicitor firm was willing to listen. I am deeply grateful for what Wilson Chowdhry has accomplished here. Even if this does not make it to court, we will have sent a clear message to the Government and Scottish local authorities: they cannot strip us of our hard-earned homes without a fight.

These authorities have preyed on our vulnerabilities, knowing that we are not among the wealthiest communities in the country. They have sought to profit from our misfortune, selling properties built cheaply with defective materials, only to later disown any responsibility for the consequences. Shame on them.”

The UK RAAC Campaign Group continues to push for accountability and support for homeowners who are facing life-changing consequences due to the presence of RAAC in their homes. As the review progresses, further updates will be shared with the public.

Fiona Crichton, Secretary of the UK RAAC Campaign Group, stated:

“We cannot win this battle alone. We urge groups that have not yet coordinated with us to come forward and assist in obtaining details of council-to-ex-tenant sales. Additionally, we are seeking at least one individual who has purchased these properties through private sales to share their legal purchase documents. This will enable us to better assess the merits of pursuing a litigation case. We hope more people will step forward to support this crucial effort.”

Rising RAAC Numbers in Renfrewshire Expose Crisis, but SNP MSPs Offer Little Reassurance

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The Scottish Housing Regulator has recently added Linstone Housing Association to its list of social landlords with properties affected by Reinforced Autoclaved Aerated Concrete (RAAC), exacerbating concerns over the safety and financial impact of this material on residents. RAAC, a lightweight but brittle construction material used in buildings from the 1950s to the 1990s, has been linked to structural vulnerabilities, raising alarms across Scotland.

Linstone Housing Association: Homeowners Struggling with Costs

A homeowner who purchased an ex-council property formerly owned by Linstone Housing Association shared her harrowing experience. In September, residents were informed about the presence of RAAC in their homes. Since then, ceilings have been removed for inspections, revealing extensive issues. Structural engineers are currently assessing the properties, but significant repairs appear inevitable, leaving homeowners worried about crippling financial debt.

“This news has caused sleepless nights and cast a shadow over the festive season,” the homeowner lamented. “The uncertainty about the costs and how we will pay for them is a constant worry. Families on tight budgets are particularly concerned about how they’ll manage these unexpected expenses.”

Adding to the anxiety, residents in Linstone properties were asked to pay £10,000 each for a roof replacement in December 2023, due to water damage. With the discovery of RAAC, even higher bills are anticipated. Many homeowners feel trapped, with no clear path forward or reassurance about funding or support.

Bridgewater Housing Association: RAAC Concerns Not Yet Public

While Linstone Housing Association’s challenges are now public, a leaked confidential report reveals that Bridgewater Housing Association (BHA) is also grappling with potential RAAC in its properties. According to an internal investigation, RAAC may be present in buildings at Blantyre Court and Shaw Court in Erskine. Although initial desktop reviews and inspections suggested no issues, recent developments prompted urgent visual inspections, raising fresh concerns.

The confidential report outlines steps being taken by BHA:

• Conducting a full stock survey to identify properties with flat and common pitched roofs.

• Developing an inspection plan.

• Awaiting a structural engineer’s report to confirm the extent of the risk and necessary remedial works.

• Consulting solicitors, insurers, and lenders about legal and financial obligations.

• Updating the Scottish Housing Regulator and the Annual Assurance Statement (AAS) to reflect the potential RAAC presence.

Notably, BHA has yet to inform homeowners or tenants about these concerns. The association’s CEO stated that a communications strategy will be prepared once the structural engineer’s findings are received.

Broader Implications and Resident Concerns

The RAAC crisis has sparked widespread anxiety among affected residents. Homeowners are particularly worried about the financial burden of repairs, with costs for common areas likely to be passed onto them. One BHA board member suggested that the association might consider buying back affected properties to mitigate the impact on owners, provided funding is available.

Meanwhile, questions remain about why previous inspections failed to detect RAAC. A member of BHA’s board noted that earlier surveys followed Scottish Government guidance, which recommended visual inspections that proved insufficient.

Calls for Government Support

The unfolding RAAC crisis highlights the urgent need for government intervention. Both Linstone and Bridgewater Housing Associations have sought funding from the Scottish Government’s More Homes division to address these issues. However, without immediate action, homeowners may face insurmountable costs, leaving many trapped in unsafe or financially untenable situations.

As more housing associations uncover RAAC in their properties, the crisis threatens to escalate, impacting thousands of residents across Scotland. Transparent communication, robust funding, and a clear strategy will be essential to address this growing issue and restore confidence among affected communities.

The Ongoing RAAC Crisis: A Call for Action from Wilson Chowdhry

Wilson Chowdhry, Chairman of the UK RAAC Campaign Group, expressed deep frustration over the persistent and growing impact of RAAC (Reinforced Autoclaved Aerated Concrete) on homeowners across Scotland. "We are now over a year beyond the discovery of RAAC in Aberdeen," Chowdhry stated, "and councils and social landlords are still identifying additional homeowners affected by this crisis. The fact that Dundee City Council has added another property to their private homeowner list, and local campaigners estimate that up to 800 properties in the Happyhillock area could also be impacted, underscores the sheer scale of this issue."

Chowdhry highlighted the Scottish Government's failure to establish a national fund to address the crisis, despite Chancellor Rachel Reeves allocating £3.4 billion to the Scottish Treasury. "The refusal of the Scottish Government to act decisively is unacceptable," he said. "Instead, they continue to seek additional funding from the UK Government, even though Parliamentary Under-Secretary for Local Growth and Building Safety, Alex Norris MP, has made it unequivocally clear that no further help will be provided by Westminster."

Audrey Nicholl MSP for Aberdeen South and North Kincardine echoed the Scottish Government’s stance in an email to Chowdhry's daughter, Hannah Chowdhry. Nicholl wrote: "It is clear from the Ministers reply that no financial assistance will be forthcoming from Westminster."

"You can be assured, however, that I will continue to lobby the Scottish Government for financial assistance with managing the RAAC crisis and, of course, continue to represent my constituents to the Council as the process progresses." Chowdhry dismissed this as an empty promise, offering no real assurance to affected homeowners.

Keith Brown MSP’s response to a request for public support of a UKRCG petition to the Scottish Parliament offered little reassurance. His caseworker wrote to Chowdhry: “After careful consideration, Keith feels unable to support the petition at this time due to the ongoing uncertainty surrounding responsibility for compensation. While he understands this may not be the response you were hoping for, he remains committed to advocating for those impacted by RAAC in ways that he believes will be most beneficial.”

Brown’s office also revealed that he had written to the Treasury, inquiring whether RAAC could be classified as a sudden named peril under the Dangerous Building Notice, which might shift some responsibility to insurance companies. However, this approach has yet to yield tangible results and seems unlikely.

"It’s frightening that, this far into the campaign, the Scottish SNP Government continues to ignore the plight of RAAC homeowners," Chowdhry stated. "These are people who bought into council-built properties, many of whom are among the most deprived in the nation. The government’s inaction is a betrayal of their responsibility to protect these vulnerable citizens."

The RAAC crisis has left many homeowners facing sleepless nights and financial uncertainty. With no clear funding or support plan in place, the burden of repairs continues to fall squarely on the shoulders of those least equipped to bear it. Chowdhry called for immediate and decisive action from the Scottish Government to address the crisis and provide the necessary financial assistance to those affected.