Friday, 5 December 2025

Living in Danger: Scottish Housing Minister Hears West Lothian RAAC Concerns

Kerry McIntosh, Co-Vice Chair of the UK RAAC Campaign Group, with West Lothian homeowners at a protest ahead of their meeting with Housing Minister Mairi McAllan, highlighting their urgent call for support, accountability, and solutions for RAAC-affected properties.

West Lothian RAAC Homeowners Meet Housing Minister Mairi McAllan: Voices, Frustrations, and Urgent Appeals

Homeowners in West Lothian who have been living with the dangers of RAAC (Reinforced Autoclaved Aerated Concrete) recently met with Scottish Housing Minister Mairi McAllan to discuss the challenges they face daily in their homes. The meeting brought together residents from Craigshill, Bathgate, Broxburn, and Linlithgow alongside council representatives, campaigners, and officials from Safer Homes. For those affected, the gathering was a chance to be heard after years of uncertainty, frustration, and bureaucratic delays.

From the outset, Minister McAllan made it clear that her intention was to listen. She explained that while the Scottish Government does not have a specific RAAC funding pot due to current economic constraints, she remains committed to pressing the UK Government on financial support and exploring flexible solutions where possible. The meeting was framed around pressing issues such as mortgage access, remediation, demolition, and the wider financial impact on homeowners.

The situation in West Lothian is acute. Councillor George Paul highlighted that 337 private properties have been identified as containing RAAC, spread across several areas, with Craigshill alone accounting for nearly half. While the council has allocated funds to address RAAC within its own housing stock, homeowners are largely left to navigate a complex and uncoordinated system themselves.

For the residents, the human toll of living with RAAC is significant. Karen Chappell shared her distress at being unable to find a buyer for her property, despite multiple offers, because mortgage lenders will not finance RAAC-affected homes. Nicole Eadie, just 31, described the very real risk of financial ruin and bankruptcy if she cannot resolve her property’s status. The sense of helplessness was palpable, with many homeowners frustrated by the lack of a clear framework to access support, whether through grants, loans, or coordinated remediation efforts.

The meeting also highlighted the practical difficulties faced by residents. Graham Black described the near-impossible challenge of finding surveyors willing to assess properties, having contacted over ten companies with little success. Ashleigh Mitchell emphasized that the homes in Chestnut Grove are entirely composed of RAAC, making remediation virtually impossible and likely pointing to future demolition, similar to the approach taken in Aberdeen. The financial, emotional, and logistical burdens on these communities were evident throughout the discussions.

Ashleigh Mitchell, stated:

"It's deeply saddened me as a first time buyer, buying a home to create a family and invest in my property. It meant everything to me and I was proud to become a home owner. 

The day I and residents received letters from Almond Housing, my heart sank... 

'due to the walls in your home also been constructed, utilised with RAAC this has raised concerns for us regarding the long term viability of the bungalows of chestnut Grove'.

The words" viability" frightened me. After that I then met kerry for support and contacted my MSP Angela constance". 

Safety and wellbeing were recurring themes. Lisa Black spoke candidly about the anxiety of knowing her children were sleeping in defective homes, while other residents described the daily stress of living in properties whose structural integrity is uncertain. The historical knowledge of RAAC risks only added to the frustration. Kerry McIntosh and Rosalind Bell highlighted that councils and housing providers had been aware of the dangers for decades, yet structurally compromised homes were still sold to the public. Kerry called for a public inquiry and insisted that homeowners deserve meaningful solutions, whether through demolition, removal, or “home-for-a-home” arrangements.

During the meeting Kerry Macintiosh, said:  "The true and real story of Deans south..... 18 years of pure trauma, PTSD, heart attacks, mental health, suicidal, dirty water, no basic council services, anxiety attacks, collapsing roofs, waterfalls that turned to ice,.... A ghost town.... feeling like we were drowning, and no support was given by West lothian council. My journey like that of many others in West lothian and around Scotland has been one marked by distress and disillusionment. When our homes were condemned we found ourself thrust into a nightmare of uncertainty and fear. The promises of fair compensation and adequate support quickly evaporated leaving us stranded as a sea of despair."

Minister McAllan acknowledged these concerns, noting the lack of coordinated support from local authorities and the emotional and financial strain faced by residents. She committed to creating a leadership group within the Scottish Government to address RAAC comprehensively, engaging with mortgage lenders and insurers to facilitate property sales and financial stability. She also encouraged councils to take a more proactive role in coordinating surveys, remediation, and access to trusted service providers, drawing on examples from other regions in Scotland.

The meeting also underscored the frustration of homeowners with communication and governance. Many spoke of how the RAAC government group had not convened since May 2025, leaving residents without a forum to raise concerns or find guidance. Ashleigh Mitchell highlighted the desperate situation in Chestnut Grove, while Karen Chappell emphasized that key stakeholders, such as Almond Housing, had not been part of meaningful discussions, further compounding residents’ sense of powerlessness.

Reflecting on the meeting after the event, Wilson Chowdhry, Chair of the UK RAAC Campaign Group, thanked Housing Minister Mairi McAllan for taking the time to meet with homeowners but expressed deep disappointment at Almond Housing’s absence. “We appreciate Minister McAllan’s visit and her willingness to listen, but it is frustrating that Almond Housing, who hold critical responsibility for many RAAC-affected properties, did not participate. I personally wrote to the Minister and to Almond Housing—specifically to Iona Taylor, their Asset Manager, and John Davidson, the CEO—requesting their attendance so residents could have their thousands of questions addressed. Yet no commitment or response was provided. Without their engagement, homeowners continue to be left without the answers or support they desperately need.”

Ultimately, the meeting with Minister McAllan reflected both the severity of the RAAC crisis and the determination of homeowners to seek justice and practical solutions. While the challenges are significant, there is hope that with greater coordination, transparency, and proactive engagement, the experiences of West Lothian residents can inform more effective policies and protections for all those affected by RAAC across Scotland.

The voices of these homeowners are clear: they need more than promises—they need support, accountability, and tangible solutions that safeguard their homes, finances, and wellbeing. This meeting was a step toward that, but the road ahead remains long and urgent.


Kerry McIntosh, Co-Vice Chair of the UK RAAC Campaign Group, reflected on the meeting with cautious optimism. “I was pleased that Housing Minister Mairi McAllan was respectful and genuinely listened to homeowners’ concerns. She even had to castigate the Chair of the meeting, Councillor Laurence Fitzpatrick, when he repeatedly tried to shut down community voices. Ashleigh and I have submitted extensive evidence directly to Minister McAllan regarding RAAC properties, and we are very hopeful this will lead to a public inquiry. I would also like to thank Wilson Chowdhry, Chair of the UK RAAC Campaign Group, who was instrumental in making this meeting with the Housing Minister happen. If a public inquiry does not occur, I will continue to pursue justice for the residents affected. Homeowners deserve accountability and real solutions, and we will not stop fighting until they get it.”

Join the Fight

If you or someone you know is affected by RAAC, or if you want to support our campaign, follow us on social media and get in touch. Together, we can make sure no one is left to face this crisis alone.

Sign our petitions: 

JOIN OUR 'UK RAAC CAMPAIGN GROUP' FB PAGE (HERE)

PLEASE SIGN OUR PETITIONS  (CLICK HERE), OFFICIAL SCOTTISH GOVERNMENT PETITION (CLICK HERE)  OFFICIAL UK GOVERNMENT PETITION: (CLICK HERE)

📧 Email: wilson@aasecurity.co.uk
📢 Twitter/X: https://x.com/WilsonChowdhry

#RAACScandal #Petition2113 #ScottishParliament #SupportRAACVictims #EndTheSilence   

Hirwaun’s RAAC Crisis Reaches the Senedd: What the Latest Petition Review Reveals

IMAGE: On Saturday 10 May 2025, Wilson Chowdhry, Chairman of the UK RAAC Campaign Group, met with Hirwaun homeowners affected by RAAC to support them in advancing their campaign for safe and secure homes.

On 12 June 2025, a powerful petition calling for urgent support for homeowners affected by Reinforced Autoclaved Aerated Concrete (RAAC) in Hirwaun’s Gower Estate went live on the Welsh Parliament’s website. The petition — P-06-1549 — highlights the financial and safety crisis facing 77 homes identified with dangerous RAAC construction, including 14 privately owned properties sold through the Right to Buy scheme.

Now, the petition has reached a critical stage: the Senedd’s Petitions Committee will formally review it on Monday 8 December 2025 at 14:00, with a live broadcast on Senedd.tv.
Just days before the session, Wilson Chowdhry, Chairman of the UK RAAC Campaign Group and lead petitioner, received a confirmation email: “Your petition will be considered at our next meeting…” — a long-awaited opportunity to present the truth about the escalating housing scandal.

What follows is a breakdown of the petition, the Welsh Government’s official stance, and why this issue is rapidly becoming a national test of political responsibility.


A Community in Crisis: The Petition at a Glance

In February 2024, RAAC was confirmed in 77 homes in the Gower Estate. RAAC, a lightweight bubbly concrete used between the 1950s and 1990s, has recently become a national byword for structural failure after sudden roof collapses in schools and hospitals across the UK.

The situation in Hirwaun is especially dire:

  • Homeowners face average costs of £23,000 for what experts often describe as only a temporary fix.

  • Many are mortgage prisoners, trapped with lenders unwilling to refinance RAAC homes.

  • Insurance policies exclude RAAC-related issues, leaving families financially exposed.

  • Properties were originally built cheaply by the local council, then moved through Trivallis and sold to unsuspecting residents — without any disclosure of structural risks.

The petition calls on the Welsh Government to:

  • Create a national RAAC remediation fund (or seek UK Government support)

  • Launch a public inquiry into historic failings

  • Reform building regulations to mandate 50-year guarantees on high-risk materials

  • Establish a Welsh high-risk property register to prevent repeat scandals

It also rightly references long-ignored warnings, including 400+ RAAC demolitions in Basildon in the 1990s and 86 condemned homes in West Lothian in 2004.

RAAC has been a known structural hazard for decades. Governments simply did not act.


What the Senedd Knows: Summary of the Petitions Committee Briefing

The official Senedd research briefing released for the 8 December session confirms:

  • RAAC was found in 77 homes in the Gower Estate — the only Trivallis housing of that type in Wales.

  • Trivallis’s remediation programme for its social homes runs from October 2024 to April 2027.

  • Trivallis has offered private homeowners access to its contractors, a gesture that may reduce costs but does not address affordability for severely low-income residents.

  • RCT Council offers grants up to £6,500, but only two households on the estate currently qualify.

  • The Council also offers loans and has assigned a Support Worker and Public Health team to assist.

However, this support does not come close to covering the real cost of making these homes safe.

Wales is not alone. Scotland is grappling with over 3,000 RAAC-affected homes and has formed a new RAAC in Housing Leadership Group — while also negotiating funding flexibilities with local authorities. Aberdeen, for example, has already secured £10 million in support enabling pre-RAAC-value buybacks.

No such support has been offered in Wales.


The Welsh Government’s Response: Correct, Concerned… but Not Committed

The Cabinet Secretary for Housing and Local Government, Jayne Bryant MS, responded to the petition on 14 November 2025. Her letter deserves careful attention.

What she acknowledges

  • She thanks Wilson Chowdhry for raising the issue.

  • She recognises that some homeowners will need support.

  • She confirms the Welsh Government is “working with UK and devolved governments” on RAAC.

  • She notes that Trivallis has begun remediation works and is offering contractor access to private owners.

What she does not commit to

  • No new funding for homeowners

  • No Welsh remediation scheme, even though remediation funding is already being explored in Scotland and has been standard in England for schools

  • No interest-free loans through Welsh Government

  • No move to amend building regulations to mandate material guarantees

  • No public inquiry into historic failures

  • No high-risk property register

Her key statement is revealing:

“Building maintenance is ultimately the responsibility of property owners.”

This line may be technically true in ordinary circumstances — but not when residents are living in homes built by the public sector with structurally defective materials, then sold through a government policy (Right to Buy) with zero disclosure of known risks.

The Welsh Government’s position effectively leaves the poorest households facing a structural disaster alone.


What Happens Next?

The petition will be debated publicly on 8 December 2025, and the Committee could recommend:

  • Further evidence sessions

  • A debate in the Senedd chamber

  • A formal request that the Welsh Government reconsider its position

  • Calls for a funding mechanism

  • Referral to other scrutiny committees

This meeting will be a key moment for residents, the RAAC Campaign Group, and policymakers.


Why This Matters Beyond Hirwaun

RAAC in housing is not a localised anomaly. It is emerging as a nationwide crisis, with:

  • 2,445 RAAC-affected social homes in Scotland

  • Nearly 700 privately owned homes confirmed

  • Hundreds more under review across the UK

  • Complete demolitions on record since the 1990s

The truth is simple:
RAAC is a UK-wide structural scandal whose consequences were foreseeable, avoidable, and ignored for decades.

What happens in Hirwaun could set a precedent for every other affected community.


A Community That Deserves Better

The people of Hirwaun are not asking for luxury. They are asking for:

  • Safe homes

  • A fair chance to repair their properties

  • Recognition of historic failings

  • Protection from financial ruin

These are the basic expectations any government should meet.

As the petition comes before the Committee, the Welsh Government is faced with a choice:
continue to pass the burden onto low-income homeowners, or take meaningful steps toward justice and remediation.

The families of Hirwaun — and those across the UK — deserve more than sympathy.
They deserve structural solutions to a structural failure.

Wilson Chowdhry stated:

"It is important to note that the Welsh Government’s email regarding the response deadline unfortunately went to my junk email folder, meaning I only became aware of it recently. A formal response has been submitted today, 5 December 2025, and I will be seeking and pleading with the relevant officials to ensure that it is shared with all participants and properly considered in the Petitions Committee process ahead of the 8 December meeting."

Join the Fight

If you or someone you know is affected by RAAC, or if you want to support our campaign, follow us on social media and get in touch. Together, we can make sure no one is left to face this crisis alone.

Sign our petitions: 

JOIN OUR 'UK RAAC CAMPAIGN GROUP' FB PAGE (HERE)

PLEASE SIGN OUR PETITIONS  (CLICK HERE), OFFICIAL WELSH GOVERNMENT PETITION (CLICK HERE)  OFFICIAL UK GOVERNMENT PETITION: (CLICK HERE)

📧 Email: wilson@aasecurity.co.uk
📢 Twitter/X: https://x.com/WilsonChowdhry

#RAACScandal #Petition2113 #ScottishParliament #SupportRAACVictims #EndTheSilence   

Thursday, 27 November 2025

Fighting for Fair Democracy: Why Scotland Needs National Standards for Public Participation

Leading by example: Wilson Chowdhry engages with Aberdeen City Council, a council known for its fairer participation processes.

In Scotland, local democracy is meant to give every citizen a voice. The reality, however, is far from this ideal. Across our 32 councils, the rules for petitions, public questions, and deputations differ dramatically. One council may accept a petition with just 20 signatures; another may demand 500. Some allow digital submissions; others block them entirely. Some respond promptly to questions; others leave residents waiting indefinitely.

Councils take wildly different approaches to public participation. In some, questions can be asked on any matter affecting the community; in others, questions are limited to agenda items—or not allowed at all. Deputations—requests to speak directly to councillors—are sometimes ignored, mishandled, or outright blocked.

Consider the examples: Clackmannanshire Council does not allow deputations or public questions at all. In Dundee, RAAC homeowners and campaigners have repeatedly been refused the chance to raise urgent safety concerns because councillors declined to include the issue on meeting agendas. Elsewhere, people face confusing procedures or a complete lack of guidance on how to engage with local decision-making.

This inconsistency isn’t merely inconvenient—it’s fundamentally unfair. Across Scotland, the strength of your democratic voice depends not on your right to be heard, but on where you happen to live. That is a postcode lottery of democracy, and it must be addressed.

This postcode lottery of democratic rights is unfair, opaque, and deeply concerning. It is precisely why I submitted Petition PE2198 to the Scottish Parliament: to call for standardised, fair, and transparent public participation procedures across all councils in Scotland. Every citizen should be able to engage with their local government on a level playing field.


The Scottish Government’s Response

On 27th November 2025, the Scottish Government provided a written submission on my petition. Their response was disappointing. In essence, it said:

  • National standards could be introduced, but the Government doesn’t have enough data to know if this is practical.

  • Councils are independent entities, and the Government respects their autonomy. Any decision to standardise participation should come from councils themselves.

  • Existing initiatives—Open Government reports, participatory budgeting, children’s rights frameworks, and guidance—already support public participation.

While these programs are valuable, they do not solve the fundamental problem: there are no enforceable minimum standards. Citizens still face arbitrary barriers depending on where they live.

As I said in response:

“Autonomy cannot be a shield for inconsistency. Democratic rights should not be determined by a postcode lottery.”

“A lack of data is not a reason for inaction—it is evidence that the system needs reform.”

“Councils may be autonomous, but citizens deserve basic fairness, transparency, and accessibility in every corner of Scotland.”   Read my response (here)


Our Rebuttal to the Government

In my formal rebuttal to the Public Petitions Committee, I made clear that the Scottish Government’s reliance on council autonomy, lack of data, and unrelated initiatives fails to address the issue at hand. I highlighted:

  • The postcode lottery of participation rights, which disproportionately affects marginalised groups.

  • COSLA’s inability to impose voluntary reform if councils choose not to cooperate.

  • The need for national minimum standards—not voluntary guidelines—to guarantee fairness and accessibility.

“Minimum standards for public participation are not an attack on local democracy—they are essential protection for democracy itself.”

“Right now, a citizen’s ability to be heard depends entirely on where they live. That is unacceptable in a modern democracy.”


Our Open Letter to COSLA

Following the Government’s advice to raise the issue with COSLA, I sent an open letter to both the President and Chief Executive of COSLA. In it, I formally requested that they:

  1. Review the concerns raised in Petition PE2198.

  2. Consider whether national minimum standards for petitions, questions, and deputations would improve transparency, fairness, and trust.

  3. Provide a formal response on whether COSLA is willing to explore voluntary alignment or other steps.

“COSLA has a unique opportunity to lead on strengthening local democracy in Scotland. Citizens deserve clear, consistent rules for participation, not confusion and arbitrariness.”

The open letter is intended to make it impossible for COSLA to ignore the democratic inequalities currently embedded in council procedures.


Why This Matters

The issue of fair public participation is not abstract. It affects real people—families, young people, and communities who want to engage with their local councils but are blocked by arbitrary and inconsistent rules. Without national minimum standards, Scotland risks leaving citizens frustrated, disillusioned, and shut out of the decisions that shape their lives.

“Democracy is more than elections—it is every citizen’s right to be heard, to ask questions, and to hold their representatives accountable. We cannot allow that right to depend on where someone lives.”

This fight is about empowering citizens and ensuring that local democracy lives up to its promise. COSLA now has the opportunity to act decisively and show that Scotland’s councils can be fair, transparent, and accountable to all.


Next Steps

I will continue to push this issue through the Public Petitions Committee and public channels. I encourage citizens across Scotland to engage, speak out, and demand equal democratic rights in every Scottish council.

This is not just a petition—it is a call for fairness, transparency, and equality in the heart of Scottish democracy.

Please sign my petition: https://petitions.parliament.scot/petitions/PE2198/


Wednesday, 26 November 2025

Residents Left in Limbo: RAAC Campaign Group Confronts Housing Minister, Housing Associations and local Council

Fiona Crichtin delivers critical RAAC research to Housing Minister Mairi McAllan.

The UK RAAC Campaign Group has today issued a powerful open letter to the Scottish Housing Minister, senior Renfrewshire Council leaders, and the two housing associations responsible for RAAC-affected homes in Linwood and Erskine.

The letter is addressed to:

  • Màiri McAllan MSP, Scottish Housing Minister

  • James Purvis, Asset Manager, Linstone Housing Association

  • Barry Thompson, Property Management Officer, Bridgewater Housing Association

  • Councillor Lorraine Cameron, Provost, Renfrewshire Council

  • Councillor Iain Nicolson (SNP), Leader, Renfrewshire Council

  • Councilllor Marie McGurk, Housing Convener, Renfrewshire Council

The message is clear: residents have been left abandoned, unsupported, and trapped in unsafe RAAC homes, while the responsible organisations continue to deflect responsibility rather than work together.


A Crisis Growing More Severe While Authorities Pass the Buck

Hundreds of families across Renfrewshire — including 339 properties in Linwood, Erskine, and surrounding communities — are living in homes now known to contain dangerous RAAC panels.

Many residents face:

  • homes that cannot be sold

  • repair bills of £20,000–£30,000

  • inability to obtain loans due to credit or age

  • collapse of long-term financial security

  • fear over the structural safety of their properties

Despite this, affected residents have been pushed back and forth between housing associations, Renfrewshire Council, and the Scottish Government, with none taking ownership of the crisis.

A recent reply from the Housing Minister’s Private Office declined a meeting with residents and advised them to “liaise with the local authority” — even though the Council insists RAAC homes under housing associations or in private ownership are not its responsibility.

This confusion has left homeowners in despair.


Breaking Down the Failings — Organisation by Organisation

The open letter identifies the failures of each body clearly and separately, preventing any further confusion or blame-shifting.

Linstone Housing Association (James Purvis – Asset Manager)

  • No fair or transparent buy-back programme has been put forward.

  • Cancelled or avoided meetings with residents.

  • No financial options, payment plans, or timelines have been shared.

  • No clarity on what happens to residents who fail probity checks or cannot fund repairs.

Bridgewater Housing Association (Barry Thompson – Property Management Officer)

  • Also failed to propose any buy-back or shared-equity pathway.

  • Meetings frequently cancelled or restricted to internal discussions.

  • No plan for residents who cannot afford repairs or loan repayments.

  • Little transparency on long-term structural strategy.

Renfrewshire Council (Provost Cameron & Leader Nicolson)

  • Only the Council can initiate a voluntary acquisition programme — yet no such process is being explored.

  • Without Council approval, RSLs cannot apply to the Affordable Homes Supply Programme (AHSP).

  • Their absence from key meetings makes any discussion on funding or solutions effectively pointless.

Scottish Government / Scottish Housing Minister

  • Declined to meet residents directly.

  • Issued advice that contradicts local realities.

  • Provided no funding route, despite knowing AHSP requires council-led applications.

  • Failed to coordinate a crisis response involving all key partners.


Residents Facing ‘Impossible Choices’

The letter highlights the reality for many families:

  • Homes valued at nearly zero

  • No option to remortgage

  • Structural fears over roofs they cannot afford to replace

  • Emotional strain of living in a home deemed unsafe

Resident Jodie Hillcoat described the situation clearly:

“People are frightened. Many can’t get finance, and others simply can’t afford to lose what little equity they have. Families are stuck — unable to sell, unable to move, unable to live without fear.”


A Viable Funding Pathway Already Exists — But Requires Cooperation

The Affordable Homes Supply Programme (AHSP) could enable:

  • RAAC remediation

  • Buy-backs

  • Structural replacement

  • Rehousing

  • Shared-equity solutions

But this can only happen if:

  • Housing Associations cooperate, and

  • Renfrewshire Council agrees to sponsor and approve applications

At the moment, neither is happening.


What the UK RAAC Campaign Group Is Calling For

The open letter requests:

  1. An urgent meeting with the Scottish Housing Minister, including residents and the UK RAAC Campaign Group.

  2. Mandatory attendance by Renfrewshire Council at all RAAC-related meetings.

  3. Direct meetings between Linstone/Bridgewater and residents within 14 days.

  4. A clear financial plan outlining buy-backs, payment options, and support for those who cannot meet probity checks.

  5. Immediate use of AHSP funding routes.

  6. A cross-agency statement clarifying responsibility to end the current cycle of denial.


A Clear Message: “Residents Have Waited Long Enough”

The letter closes with a firm demand for urgent, coordinated action. Families have been patient under extraordinary strain — but patience has limits.

The Campaign Group stresses that any future meeting must include:

  • Renfrewshire Council

  • Housing Associations

  • Scottish Government

  • UK RAAC Campaign Group

  • Affected residents

Without all partners at the table, progress is impossible.

The letter and accompanying email have now been sent to all relevant parties. Residents await their response.

Join the Fight

If you or someone you know is affected by RAAC, or if you want to support our campaign, follow us on social media and get in touch. Together, we can make sure no one is left to face this crisis alone.

Sign our petitions: 

JOIN OUR 'UK RAAC CAMPAIGN GROUP' FB PAGE (HERE)

PLEASE SIGN OUR PETITIONS  (CLICK HERE), OFFICIAL SCOTTISH GOVERNMENT PETITION (CLICK HERE)  OFFICIAL UK GOVERNMENT PETITION: (CLICK HERE)

📧 Email: wilson@aasecurity.co.uk
📢 Twitter/X: https://x.com/WilsonChowdhry

#RAACScandal #Petition2113 #ScottishParliament #SupportRAACVictims #EndTheSilence   

Thursday, 20 November 2025

Scottish Housing Minister Meets RAAC Homeowners: A Meeting Marked by Pain, Delays and a Glimmer of Progress

A long-awaited meeting between Scottish Housing Minister Mairi McAllan and RAAC-affected homeowners in Clackmannanshire took place this week at Kilncraigs. The meeting was arranged at the Minister’s behest, following a formal request from Wilson Chowdhry, Leader of the UK RAAC Campaign Group.

Also in attendance were:

  • Keith Brown MSP

  • Brian Leishman MP

  • Matthew Elsby, Better Homes Division

  • Kevin Wells, Strategic Director for Place, Clackmannanshire Council

  • RAAC homeowners from Tillicoultry

  • 7 local RAAC Homeowners

The meeting had been scheduled for one hour but was further shortened to 55 minutes due to the Minister’s late arrival by over 30 minutes. Because the room had been booked by another group immediately afterwards, the session could not be extended — a fact that caused frustration among already distressed homeowners.


The Minister’s Opening: Cooperation, Frank Conversation and Limited Time

Mairi McAllan opened by stating that the goal was:

“…to speak frankly, in cooperation, and come together for solutions.”

A senior council officer echoed this tone, saying:

“We are trying to find a mutual solution while meeting council regulations and making the offers on the table as fair as possible.”

Keith Brown MSP remarked that the crisis “happened a long time ago” and he had hoped it “would have been resolved by now.”

Brian Leishman MP added that he has a strong relationship with homeowners and emphasised:

“We need a solution from the Scottish Government, as this is a devolved matter.”


Wilson Chowdhry Sets Out the Reality: Delay, Absence of Detail and Rising Costs

After introductions, Wilson Chowdhry opened the substantive discussions. Because of the limited meeting time, he had arranged for homeowners to submit their personal accounts in writing in advance.

He raised several critical concerns:

  • Lack of cost clarity from Clackmannanshire Council regarding VAT, the 5.5% interest rate on proposed loans, and the likelihood of further unforeseen costs.

  • Two years of waiting with no insurance cover and little progress.

  • Months of unnecessary delays without explanation.

  • A forthcoming meeting with Better Homes officials, where he intends to present more technical detail.

He then moved into the first two agenda points.


Agenda Point 1: The Affordable Housing Supply Programme (AHSP)

Mr Chowdhry asked for an update on Clackmannanshire Council’s progress in applying for AHSP funds — a request he had already submitted directly to the Council and to the Scottish Housing Minister.

He expressed his concern that the current proposal does not meet AHSP criteria, because:

  • It does not create new homes, as the programme requires.

  • It lacks the necessary financial flexibility applied in Aberdeen.

  • Clackmannanshire Council appears reluctant to use any of its own funds, unlike Aberdeen City Council, which contributed alongside a £10m Government grant.

Kevin Wells stated that the Council would pass through any Scottish Government funds to homeowners, but did not confirm whether the Council would use its own money to assist.

When asked how far along the AHSP application was, Wells admitted:

The proposal has not yet been submitted, though dialogue had begun.


Mairi McAllan Reiterates: No National RAAC Remediation Fund

The Housing Minister reaffirmed that:

  • There will be no national RAAC remediation fund,

  • The Scottish Government does not have the financial flexibility, and

  • Although housing is devolved, these homes were sold under Right to Buy, which predates devolution.

She explained that when Aberdeen City Council requested access to an unused £10m grant pot, she had to decline — but she directed them instead to the AHSP, where she had been able to create financial flexibility.

She said she hoped that “discussion around the table” could lead to a solution, but reminded homeowners they were responsible for maintenance of their properties.

Mr Chowdhry intervened firmly:

“These properties were sold with a hidden defect. Government and councils knew RAAC was dangerous by the time these homes were sold — homeowners had no warning, no information, and no protection.”

Ms McAllan did not respond directly but appeared to accept the point.


Agenda Point 2: The Council’s Proposal — High Costs and High Risk

Kevin Wells then set out the Council’s current proposal:

  • Full roof replacement, with homeowners offered either:

    • A Voluntary Acquisition offer, minus £20,000–£22,000 for roof repairs, or

    • A loan for their share of communal roof repairs at 5.5% interest, plus

    • Potential VAT costs of 20%.

He apologised that, despite the proposal being six months old, the Council still cannot confirm VAT liabilities.

Mr Chowdhry highlighted:

  • NHS worker Lynsey McQuater would need to take on over £40,000 in debt, despite being close to paying off her mortgage.

  • External render costs had been added — again without clarity.

  • Most homeowners would be financially forced into Voluntary Acquisition, which he called “paltry”.

Ms McAllan appeared sympathetic, especially when homeowners described their experiences. Several became emotional and struggled to speak.

Mr Chowdhry reminded the room:

“These offers push already financially broken families into deeper crisis.”


Delivering Evidence: Fiona Crichton and Homeowners Speak Out


During the meeting, Fiona Crichton, Secretary of the UK RAAC Campaign Group, delivered detailed evidence to Housing Minister Mairi McAllan. This included:

  • Statements from affected homeowners, highlighting the human and financial impact of RAAC on their families

  • A report on the Clackmannanshire scandal, documenting delays, cost burdens, and governance concerns

  • Allegations of corruption and mismanagement related to council handling of RAAC-affected properties

This submission ensured the Minister and officials had a clear, documented picture of both the systemic issues and the personal stories behind the crisis.

Mr Chowdhry noted that these contributions were essential, stating:

“It’s one thing to discuss numbers and processes — it’s another to see the real-life impact on families who have been abandoned for years. Fiona’s report, and the evidence from homeowners, leaves no room for ignoring the scale of this crisis.”

This marked a critical moment in the meeting, providing a factual foundation for the discussions on AHSP funding, voluntary acquisition, and the urgent need for legislative reform around mortgages and insurance for RAAC-affected homeowners.


Alternative Pathways: Demolition, Rebuild, and Using the £5.9bn Clackmannanshire Allocation

When asked again about the AHSP proposal, Mr Wells admitted it still had not been sent.

Mr Chowdhry expressed concern that:

  • A roof-only repair model may fail AHSP criteria.

  • A mixed solution could be possible:

    • Two blocks demolished and rebuilt larger, funded from the £5.9bn allocated to Clackmannanshire area,

    • One block repaired, reducing overall cost.

Wells stated the £5.9bn is not easily accessed and is used across the whole region, including by RSLs and other councils.

Ms McAllan reiterated that the Aberdeen project worked because new homes were being created.

Mr Chowdhry asked whether a scheme based solely on Voluntary Acquisition could qualify — which would also deliver new homes. All homeowners present agreed they would accept this.


A Moral Challenge to the Scottish Government

Mr Chowdhry pressed the moral argument:

  • That Scottish homeowners are victims of a latent defect that governments should have known about.

  • That the Scottish Government has received record funding, including £50bn overall and £510m for housing, and should allocate some of this to RAAC homeowners.

He said:

“If the Scottish Government cannot protect its own citizens, it should return responsibility for all Scottish homes back to the UK Government.”

Ms McAllan called this political. Keith Brown MSP argued that responsibility should rest with the UK. Mr Chowdhry countered with the latest funding figures.


Homeowners Excluded From the RAAC Leadership Panel

During the meeting, Mr Chowdhry raised another significant issue:

Why have the UK RAAC Campaign Group and other homeowner groups not been invited to Scotland’s RAAC Leadership Panel?

He emphasised that those most affected — the homeowners themselves — had been excluded from the central forum where decisions and national policy discussions are taking place.

Mairi McAllan did not answer this question directly.

She did confirm that the Panel currently includes:

  • The ABI (Association of British Insurers)

  • Mortgage industry representatives

  • Various institutional stakeholders

Mr Chowdhry pressed the point that it was unacceptable to include insurers and lenders — groups whose interests may conflict with those of homeowners — while excluding the very people living with RAAC.

He reminded the Minister that she had previously agreed to look into legislative reforms proposed by the UK RAAC Campaign Group, particularly around mortgages and insurance.

She reiterated that she would raise these issues with both the Scottish and UK Governments.

Mr Chowdhry made clear that these reforms were urgent:

“Mortgage prisoners whose homes are destroyed by latent defects or natural disasters must not be penalised for circumstances outside their control.
Their mortgages should automatically be converted to capital-repayment only. This must be the law.”

He also highlighted the need for:

  • Stronger insurance obligations

  • A legal duty for lenders to protect homeowners affected by structural defects

  • Consistent access to affordable mortgage products for people stuck in crisis housing situations


Meeting Conclusions — and a Hint of Hope

The meeting ended abruptly due to time constraints, but some progress was agreed:

  • Kevin Wells will submit the AHSP proposal requested by Wilson Chowdhry to the Housing Minister, with the aim of exploring whether current proposals can be augmented or supported by the Scottish Government.

  • After the meeting, Wells spoke privately with Mr Chowdhry and indicated that he believed some funding would emerge, which could ease the financial and structural pressures facing homeowners.

  • MP Brian Leishman also reiterated his commitment to present Mr Chowdhry’s petition to the UK Parliament. This petition, which can be read [here], is notable because it can be debated in Parliament without requiring the usual 100,000 online signatures.

These steps offer a small but meaningful glimmer of hope for RAAC-affected homeowners, who have been waiting far too long for clarity, fairness, and support.

Tuesday, 18 November 2025

Confusion, Exclusion and Broken Commitments – Why RAAC Campaigners Are Losing Faith in Scotland’s Housing Leadership

Wilson and Hannah Chowdhry’s petition being considered by the Scottish Parliament’s Citizen Participation and Public Petitions Committee for the first time. The petition has already received strong cross-sector support, with several MSPs, MPs, and building-safety organisations submitting evidence in favour of its proposals. Livingston MP Gregor Poynton has also recently confirmed that he will be making an additional supporting submission.


Growing Concern Over Chaotic and Selective Engagement by Scottish Housing Minister in RAAC Crisis

Serious concerns are being raised by RAAC-affected homeowners in both West Lothian and Clackmannanshire over what they describe as disorganised, inconsistent, and politically selective engagement by Housing Minister Mairi McAllan, her team within Better Homes, and associated Scottish Government officials.

Over recent months—and especially in the past two weeks—residents have repeatedly faced contradictory communications, unexplained changes to meeting arrangements, selective invitations, and last-minute online meeting requests that demonstrate little regard for the severity and complexity of the RAAC housing crisis. These failures are now causing real frustration, anxiety, and a growing sense of distrust among affected homeowners.

Chaotic Scheduling and Last-Minute Online Meetings

In Clackmannanshire, residents were first told there would be an in-person meeting with the Housing Minister—something promised in Ms McAllan’s own letter  of 11 August 2025.

Alongside the planned local meetings for homeowners, a separate meeting between the Scottish Government and the UK RAAC Campaign Group leadership was always expected. However, every request made by Wilson Chowdhry for this meeting clearly stated that it must include Housing Minister Mairi McAllan, and ideally First Minister John Swinney, given the national significance of the crisis.

Instead, officials have now attempted to schedule this separate engagement as a last-minute MS Teams call, offering only two slots with less than 48 hours’ notice, and—critically—without the Housing Minister or the First Minister present. This approach directly contradicts the long-standing requests for ministerial attendance and fundamentally undermines the purpose of the meeting itself. It is all the more inexplicable given First Minister John Swinney’s televised statement expressing his willingness to meet RAAC-affected homeowners. The government’s actions simply do not match its public assurances.

Officials were already aware that online meetings are extremely challenging for Wilson Chowdhry due to his Asperger’s, something he has explained repeatedly. Face-to-face engagement, with supportive individuals physically present, is essential for him to process complex discussions clearly and calmly. Despite this, rushed online meetings continue to be pushed, disregarding both accessibility needs and the seriousness of the issues at stake.

Wilson was clear in his response:

“To place the burden of rushed online meetings on people already living through a prolonged housing crisis is unacceptable. Respectful engagement requires planning, clarity and genuine partnership – none of which we are currently seeing.”
Wilson Chowdhry, Chair, UK RAAC Campaign Group

The last-minute nature of these invites mirrors the earlier fiasco surrounding the cancelled Clackmannanshire Council meeting in September, further amplifying concerns about professionalism and good faith.

Inconsistent Invitations and Political Selectivity

Residents in West Lothian report equally troubling behaviour. Local leaders were told by councillors that a meeting was being arranged for 20 November, only to later discover that the Scottish Government had separately told Kerry Macintosh—West Lothian lead and UK RAAC Campaign Group Vice Chair—that a meeting would be held on 3 December instead. This created confusion, duplication, and the clear impression that officials were making parallel plans without transparency.

This feeds into a wider pattern. Two Dundee representatives were invited to ministerial meetings in Aberdeen, but neither Wilson nor his daughter Hannah—both of whom own RAAC-affected property in Aberdeen and have been central to national advocacy—were invited to attend despite requests.

Kerry Macintosh summarised homeowners' feelings bluntly:

“Communities who have fought side-by-side for two years will not allow themselves to be divided now. If the Government wants trust, it must stop choosing who is ‘allowed’ to speak.”
Kerry Macintosh, Vice Chair, UK RAAC Campaign Group

Homeowners Unite Against Attempts to Divide Communities

Both West Lothian and Clackmannanshire residents have made it absolutely clear that attempts to restrict, filter, or politically manage attendance at these meetings will not be tolerated. Those affected want parity—especially given that government officials regularly bring attendees from outside the local area.

Homeowners across both regions have stated unequivocally that they will stage walkouts if either Wilson Chowdhry or Kerry Macintosh are denied entry to the meetings scheduled for 19 November (Clackmannanshire) or 3 December (West Lothian).

Furthermore, a public protest is now planned outside the Kilncraigs Council Offices in Clackmannanshire ahead of the Minister’s 10:00am meeting on the 19th, signalling just how seriously residents view this issue.

Key Role of UK RAAC Campaign Group Continually Overlooked

Beyond local representation, Wilson’s national advocacy has been indispensable to the progress of the RAAC homeowners’ campaign. He:

  • Wrote the UK Parliamentary Petition on behalf of affected homeowners.

  • Co-wrote the Scottish Parliamentary Petition with his daughter, Hannah.

  • Ensured both petitions gained substantial national attention, keeping the RAAC crisis on the agenda of MSPs, MPs, and the wider public.

  • Submitted a detailed response to the Scottish Government’s Building Safety Consultation, large parts of which appear to be reflected in the Housing Minister’s recent policy position—yet without acknowledgement of his or the campaign’s contribution.

Homeowners across Scotland credit these efforts with ensuring that the crisis could not be quietly parked or politically minimised. It is unsurprising, therefore, that attempts to sideline or exclude him are causing deep suspicion and anger among those he represents.

Residents Demand Transparency, Respect and Genuine Dialogue

The pattern now emerging—last-minute scheduling, inconsistent messaging, selective invitations, exclusion of national representatives, and a lack of clarity regarding ministerial attendance—has left homeowners in both regions questioning the Scottish Government’s commitment to transparent and fair engagement.

In communities already displaced from their homes, living with financial fear and emotional strain, these administrative failings are not minor issues—they are further injury.

Residents are calling for:

  1. Clear, consistent scheduling with reasonable notice.

  2. Guaranteed attendance of Wilson Chowdhry and Kerry Macintosh at all meetings involving their regions.

  3. Ministerial presence, as committed in writing.

  4. An end to selective engagement, which is eroding community confidence.

  5. Respectful, transparent, community-led meetings, not stage-managed sessions.

Join the Fight

If you or someone you know is affected by RAAC, or if you want to support our campaign, follow us on social media and get in touch. Together, we can make sure no one is left to face this crisis alone.

Sign our petitions: 

JOIN OUR 'UK RAAC CAMPAIGN GROUP' FB PAGE (HERE)

PLEASE SIGN OUR PETITIONS  (CLICK HERE), OFFICIAL SCOTTISH GOVERNMENT PETITION (CLICK HERE)  OFFICIAL UK GOVERNMENT PETITION: (CLICK HERE)

📧 Email: wilson@aasecurity.co.uk
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