Friday, 2 January 2026

RAAC in Renfrewshire: Homeowners’ Concerns, Limited Options, and the Stress of Uncertainty


Protestors staged Renfrewshire’s first RAAC demonstration in October 2025, responding to the lack of communication from Linstone and Bridgewater Housing Associations.

For many homeowners in Renfrewshire, the past few years have been a period of growing anxiety and uncertainty. At the heart of this is the issue of Reinforced Autoclaved Aerated Concrete (RAAC), a material used in construction that, over time, has shown structural weaknesses. Bridgewater Housing Association (BHA), the local housing provider, has been at the centre of efforts to address RAAC in its housing stock. But recent communications reveal just how complicated and stressful the situation is for affected homeowners and tenants alike.

The Latest Update from Bridgewater Housing Association

In December 2025, BHA sent a letter inviting homeowners and tenants to Resident Information Update Meetings scheduled for January 2026. These meetings are intended to:

  • Update residents on the current RAAC situation

  • Explain next steps for managing repairs or replacements

  • Give residents the opportunity to ask questions directly

The meetings are scheduled for 14 and 15 January 2026 at the Bracken Bar & Restaurant in Erskine. While the invitation reflects BHA’s commitment to open communication, the letter also included information about a potential property purchase option via the Scottish Government’s Rental Off The Shelf (ROTS) scheme.

Under this scheme:

  • BHA could potentially buy affected properties from owners

  • The sale must be concluded by 31 March 2026

  • The Association can only offer Home Report valuations (market value, with no RAAC-related deductions they state)

  • The property must demonstrate financial viability for BHA

At first glance, this seemed like a lifeline for some homeowners. But the fine print—and the short timelines—have caused significant stress.

The Homeowner Perspective

Local RAAC homeowner, Lynda Ross-McKay, shared her frustrations and concerns after receiving the letter.

Initially, she was hopeful. The letter suggested that something was finally being done to address RAAC, and she considered the possibility of selling her flat. But reality quickly set in:

  • She contacted BHA and was informed that the Home Report would not reflect RAAC issues

  • BHA also indicated they prefer not to take on existing tenants, leaving her with a difficult choice

  • The short timeline to complete a sale (by March 31) is too tight to give her tenant proper notice

Lynda describes feeling “thrown an ambiguous lifeline.” Selling would only be viable if she received pre-RAAC value, but she cannot risk starting that process without certainty. Meanwhile, ongoing issues with her flat’s roof and gutters, ignored by BHA for years, have only added to her anxiety. Water has poured into internal common areas during winter storms, and repairs remain unresolved.

Her situation is compounded by personal factors: she is preparing for a major operation and has concerns about her tenant and his young child if she proceeds with any sale. Her dreams of selling and buying a house were already complicated by the RAAC situation, and now they feel almost impossible.

Ms Ross-McKay, said:

"When I saw the paragraph offering the option to sell, I was intrigued. Could I get full market value? Would they keep my tenant? I called the next day—Christmas Eve—and was told the Home Report wouldn’t mention RAAC, and that they preferred not to have my tenant. Now I’m in a quandary: if I meet them on the 14th and they offer a non-RAAC Home Report value, I won’t have time to give my tenant notice, so I can’t sell. If I give notice now, will they pay the price I want? I can’t risk it. This is stressful. Our flat was meant to be part of our pension plan; selling was a last resort. Yet I feel like I’ve been thrown an ambiguous lifeline with no clear way forward. The short notice is unrealistic for anyone with tenants, which applies to most of these flats. It would be far better if the Association could take the property and rehouse my tenant during repairs—something I cannot do, and it worries me for him and his son."

"For three years my daughter and I have been complaining about gutter and fascia repairs, and leaks to the communal roof, but nothing has been done—the building continues to deteriorate. Over the last two winters, water has poured down the internal walls, and my landing has had up to two inches of water coming through a RAAC roof. This was my first flat, and I’ve worked hard to make it perfect. I love my flat and the views, but Bridgewater seem to be letting the building rot, refusing to carry out basic roof or gutter repairs. I recently got married, and our plan was to sell and buy a house. The recent letter gave me hope, but the timelines are too tight to find somewhere else, and I could only sell if I received pre-RAAC value. I’m facing a serious operation soon and will be off work, and I don’t need the stress of not knowing when repairs will be done or how much they will cost."

Bridgewater Housing Association’s Position

In a previous response to the UK RAAC Campaign Group (read more here), BHA clarified their constraints:

  • Funding limitations: BHA does not have dedicated funds to buy back RAAC-affected homes. Only limited government funding through the ROTS scheme is available, which comes with strict conditions

  • Engagement with residents: BHA emphasizes that they maintain communication through meetings, newsletters, and a dedicated RAAC webpage, but costings for repairs are not yet available

  • Repair timelines and costs: Until costs are confirmed, BHA cannot provide concrete details, timelines, or financial assistance

BHA assures residents they are acting “with integrity and urgency” within the limits of government funding and regulatory constraints.

The Core Issues

For homeowners like Lynda, the situation highlights several broader problems:

  1. Short timelines for government schemes: The ROTS purchase option requires sales to conclude by March 31, leaving little room for tenants to be rehoused or homeowners to make informed decisions.

  2. Financial uncertainty: Homeowners cannot rely on receiving full market value that accounts for RAAC issues, yet selling under these conditions may be their only way to avoid long-term risk.

  3. Ongoing maintenance failures: Long-standing repair issues with roofs and gutters exacerbate the RAAC problem and increase stress for tenants and owners alike.

  4. Stress and health impact: Homeowners face significant anxiety, particularly when health issues, family considerations, and financial security are involved.

Looking Ahead

The upcoming resident information meetings in January 2026 will be critical for affected homeowners and tenants. These meetings will provide updates on:

  • RAAC repair plans

  • Timelines and funding availability

  • Options for homeowners considering the ROTS scheme

For residents, preparation is key: they should review their concerns, questions, and personal constraints ahead of the meetings. For those with tenants, considering tenant rights and notice periods is crucial before engaging with any potential property sale.

Conclusion

The RAAC issue in Renfrewshire illustrates the difficult balancing act between government funding limitations, housing association constraints, and the needs of homeowners and tenants. For homeowners like Lynda, what began as a hopeful letter became a source of stress and uncertainty.

The situation underscores a critical need for clear communication, realistic timelines, and transparent options. Until repair costs and government support are clarified, homeowners are left in a precarious position—torn between financial security, tenant welfare, and the integrity of their property.

Residents and homeowners are encouraged to stay informed through Bridgewater Housing Association’s RAAC webpage and to participate actively in the January meetings to ensure their voices are heard.

The fight for justice continues—but today, we move one step closer.

JOIN OUR 'UK RAAC CAMPAIGN GROUP' FB PAGE (HERE)

PLEASE SIGN OUR PETITIONS  (CLICK HERE), OFFICIAL SCOTTISH GOVERNMENT PETITION (CLICK HERE)  OFFICIAL UK GOVERNMENT PETITION: (CLICK HERE)

📧 Email: wilson@aasecurity.co.uk
📢 Twitter/X: https://x.com/WilsonChowdhry

#RAACScandal #Petition2113 #ScottishParliament #SupportRAACVictims #EndTheSilence   

RAAC in Renfrewshire: Our Open Letter — and What Bridgewater’s Response Reveals

Protestors staged Renfrewshire’s first RAAC demonstration in October 2025, responding to the lack of communication from Linstone and Bridgewater Housing Associations.

ROTS, Delays, and Broken Promises

The UK RAAC Campaign Group recently issued an open letter to the Scottish Housing Minister, Renfrewshire Council leadership, and the housing associations responsible for RAAC-affected homes in Linwood and Erskine.

That letter was sent because residents had already endured months of uncertainty, cancelled engagement, and an absence of clear financial pathways. It set out — body by body — where responsibility lies and why continued delay is placing hundreds of families at risk.

After that open letter was sent, Bridgewater Housing Association issued a written response to the UK RAAC Campaign Group.

Rather than resolving concerns, Bridgewater’s reply confirmed many of the very issues highlighted in the open letter.

This blog explains what the response says, what it does not say, and why residents remain deeply concerned.


Why the Open Letter Was Sent First

Before Bridgewater’s response, residents were already facing:

  • No buy-back or acquisition offer

  • No repair costs or timelines

  • No clarity on payment expectations

  • No explanation of what happens if homeowners cannot pay

  • No coordinated leadership between council, housing associations, and government

The open letter was therefore sent to force transparency and accountability, and to make clear that:

  • Only councils can enable voluntary acquisitions

  • Housing associations cannot access AHSP funding without council sponsorship

  • Meetings without the council present are inherently futile

  • The UK RAAC Campaign Group must be included to represent affected homeowners

It was an escalation based on lived reality — not speculation.


Bridgewater’s Response: What It Confirms

In its reply, Bridgewater acknowledged the distress residents are experiencing, stating:

“We fully recognise the anxiety and uncertainty that RAAC issues are causing for tenants and homeowners of Bridgewater HA, and we share your commitment to finding sustainable solutions.”

However, the substance of the letter confirms several critical points raised in the open letter.


Buy-Backs: No Viable Route Offered

Bridgewater stated clearly that it cannot offer a buy-back programme without full government funding:

“Without such funding, options like buy-back schemes are not viable for a small housing association like Bridgewater, as these would require 100% government support.”

They further confirmed:

“Bridgewater does not have access to any funding for a buy-back programme specifically for RAAC-affected homes.”

This directly supports the Campaign Group’s position that housing associations alone cannot solve this crisis, and that council and government involvement is essential.


ROTS: A Limited and Uncertain Option

The only mechanism referenced by Bridgewater was the Rental Off The Shelf (ROTS) scheme, which they themselves described as highly constrained:

“[ROTS] is limited due to allocation of limited funds via Renfrewshire Council, requires owners to approach the Association, requires us to offer Home Report valuation, and is subject to Government approval.”

This confirms that:

  • there is no guaranteed buy-back

  • funding is capped and council-controlled

  • homeowners bear the risk of rejection

  • Homeowners face low offers on homebuyer reports, reflecting depressed market values worsened by RAAC.


Meetings: Acknowledged Delays, No Urgency

Bridgewater disputed that meetings had been cancelled, but confirmed they have been delayed:

“Meetings have been delayed as we were awaiting the outcome of the scope of works and pricing… these meetings will take place in early 2026 once we have full information.”

They also confirmed they would not meet residents within 14 days, stating:

“This will not be within 14 days, as the scope of works has only recently been agreed.”

For residents living under potentially unsafe roofs, this offers little reassurance.


Costs, Payment Plans, and Timelines: Still Unknown

Bridgewater explicitly confirmed:

“At present, no costings are available. Until these are confirmed, we cannot provide details on payment plans, financial models, or timelines for repairs.”

This means that even after the open letter and Bridgewater’s response, homeowners still do not know:

  • how much repairs will cost

  • whether they will be expected to pay

  • how payments would be structured

  • or when works would begin


What Remains Unanswered

Critically, Bridgewater’s response does not address:

  • what happens if a homeowner fails financial probity checks

  • what happens if a homeowner cannot afford roof works

  • what happens in cases of default

  • whether enforcement action could follow

These unanswered questions go to the heart of residents’ fear — and were central to the open letter.


Why the Open Letter Still Stands

Bridgewater’s response does not undermine the open letter — it reinforces it.

It confirms that:

  • housing associations cannot fund solutions alone

  • councils must be active partners

  • government leadership is essential

  • delay has real human consequences

Until all parties come together — with Renfrewshire Council present, government engaged, and residents represented — this crisis will continue unresolved.


Conclusion: The Problem Is Now Fully Evidenced

The open letter was sent because residents needed answers.
Bridgewater’s response shows those answers still do not exist.

Courtesy has been shown. Constraints have been explained.
But solutions remain absent.

The UK RAAC Campaign Group will continue to press for coordinated, funded, and humane action — because homeowners cannot wait indefinitely while responsibility is debated.

Wilson Chowdhry, Chairman of the UK RAAC Campaign Group, said:

"Bridgewater’s response offers homeowners nothing but uncertainty. The ROTS scheme is limited, council- and government-controlled, and provides no guarantees. What’s needed is a coordinated response between the Government, the council, and housing associations — not delays — because every day that passes puts residents at greater risk. This crisis is time-pressing, and our open letter warned exactly why urgent action is essential."

The fight for justice continues—but today, we move one step closer.

JOIN OUR 'UK RAAC CAMPAIGN GROUP' FB PAGE (HERE)

PLEASE SIGN OUR PETITIONS  (CLICK HERE), OFFICIAL SCOTTISH GOVERNMENT PETITION (CLICK HERE)  OFFICIAL UK GOVERNMENT PETITION: (CLICK HERE)

📧 Email: wilson@aasecurity.co.uk
📢 Twitter/X: https://x.com/WilsonChowdhry

#RAACScandal #Petition2113 #ScottishParliament #SupportRAACVictims #EndTheSilence