Please sign our petition (here) which extends beyond homeowners to anyone moved by the plight of RAAC homeowners across the UK
On Wednesday, March 27th, 2024, a meeting was convened at
the home of Kerry Mackintosh, where 15 RAAC homeowners gathered. Kerry, who
famously became one of only 10 homeowners from the former Deans South Estate to
secure a 'house for a house,' hosted the meeting.
The attendees hailed from various areas in West Lothian,
including representatives from the Chestnut Grove Homeowners Association
(Craighill), the Little Boghead RAAC Action Group (Bathgate), A Fair Deal for
Dean South Homeowners, as well as Hannah Chowdhry, Chair for Torry Community
RAAC Campaign (TCRC), and her father Wilson Chowdhry, also a committee member.
During the meeting, Ms. MacKintosh recounted her distressing journey in obtaining an equivalent replacement house after her original home was condemned by West Lothian Council. She highlighted the disparity in compensation, with only 10 out of 86 homeowners receiving replacement homes. Many were offered low voluntary purchase prices well below the actual value of their properties or were presented with the option of a 75% shared ownership scheme with the Scottish Government. If homeowners did not accept either of these offers, they would face the dire prospect of their condemned buildings being demolished without any compensation, all while still being liable for their mortgages. Unfortunately, some individuals endured this fate. However, Kerry and a brave few, with the assistance of Reginald Forbes a local businessman, took action. They were able to initiate a public inquiry into the Council's operations and ultimately emerged victorious in 2010 (click here).
Ms. MacKintosh expressed the complex emotions she experienced following such a crucial victory. She remarked, "Winning was both joyous and distressing. While I was able to keep my home along with ten others, we found ourselves living in what felt like a Ghost Town—a place so marginalized that even basic council services were refused. The area was plagued by rubbish and rats, with few neighbours in sight. Worse still, the ten of us were continually threatened with demolition if we did not accept the measly offer or shared equity status. Adding to the ordeal, the water and electricity were switched off as West Lothian desperately attempted to force us out However, our plight was alleviated 7 years later through the generosity of the developers, Springfield, who offered myself and the other nine residents a 'home for a home.' I am eternally grateful to Springfield for temporarily housing two of us whose properties they needed immediately, while they construct our new homes."
Of the eight others who are assured new houses, only four currently reside in the old estate. However, their situation has notably improved since Springfield's involvement. Springfield ensures cleanliness, enacts pest control when necessary, and maintains the gardens. During the construction phase, they are diligent in minimizing disruption to the residents' lives as much as possible
Ms. MacKintosh's suspicions of corrupt practices in the
valuation process were voiced, with plans to gather evidence to hold
responsible parties accountable. She also raised concerns regarding the
legality of the offer process, suggesting that outdated legislation might have
been used improperly.
In response, Mr. Chowdhry explained to attendees that at a community meeting held in Torry, residents raised concerns that the council may have known about RAAC five years ago when they began a program of adding pitched roofs to some council homes. The whistleblower had speculated that although the roofs were ostensibly installed for improved insulation, they may have been installed to conceal or protect the RAAC material.
Margaret Speedie, from Bathgate, shared her ordeal, she said:
"I first moved into my home in Dalling Rd about 42 years ago as a council tenant with my husband, son and daughter.
"Once my children were secondary school age I started work and we decided to buy our home through the right to buy scheme in October 1997. Have been a homeowner for 26 years.
"The council had replaced the flat roof with a Built up Felt system with Green Mineral finish so water ran off to guttering at front of house about 1995.
"I can’t recollect ever having a leaking roof prior to the new felt being installed and certainly have had no problems since.
"We recently had roof inspection done as requested by my insurance company.
"Everything in order and guy reckons that it has another 10 yrs of life in it though he recommends that it’s inspected every 2 yrs."
"My ceilings upstairs are Raac panels with an artex type finish, they look fine, and have no cracks or discolouration.
"My garage roof also has Raac panels , is part of my house which has a bedroom above.
"It was a shock to receive a letter from council informing us of how they thought we should proceed .
"I don’t see why we have to pay for a survey, we know we have RAAC panels - having intrusive surveys done will weaken the structure.
"Roof replacement seems the way to go albeit a huge disruption.
"Homeowners as you are aware face huge costs in doing so."
A list was compiled
of the number of affected homeowners across various groups:
1. Torry Community
RAAC Campaign: Approximately 150 affected homeowners.
2. A Fair Deal for
South Deans Homeowners: 86 affected homeowners, with 10 of them slated to
receive new homes.
3. Little Boghead
RAAC Action Group, Bathgate: 60 affected homeowners.
4. Chestnut Grove
Homeowners Association, Craigshill: Initially reported 12 affected homeowners,
but more are believed to exist in the Craigshill area.
Ashleigh Mitchell explained how the crisis affected her more
than other residents. She emphasized that her walls and roofs were constructed
from RAAC, heightening the danger and risk of her home collapsing. This
revelation surprised the visitors, as it was the first they had heard of houses
made entirely of RAAC, raising questions about the prevalence of such homes
elsewhere.
Ashleigh also expressed concern about the estate being owned by Almond Housing Association. On their website the Housing Association disclose that a total of 318 properties on the estate contain RAAC. However, the majority of these properties have pitched roof coverings and are not believed to be at high risk. Nevertheless, there are 12 properties with flat roofs, all of which have allegedly been sold to owner-occupiers, and 7 of these have RAAC walls and roofs. These 7 properties have a higher risk of structural instability and require a more urgent solution. Read the Almond Housing Association statement (here).
Ms. Mitchell expressed her existing concerns, stating,
"All local families are left in limbo; neither the local council nor
housing association are helping us. The local housing association is not
disclosing their intentions regarding their properties. We fear being left in a
ghettoized area like Kerry's. I bought my home in 2013, years after the 2004
report. Surely, Almond Housing or West Lothian Council are responsible for the
situation I am in and should rectify it. They sold the property to an unsuspecting
buyer without disclosing the presence of RAAC. They couldn't inform me about
the problem because they were unaware themselves. If I had known, I would never
have purchased the home."
Every visitor reported that their local council was
providing no support to homeowners. They all shared similar concerns about
insurance companies, which continued to accept payments for insurance policies
that would ultimately prove futile in the event of a claim involving RAAC.
Homeowners believed that insurance adjudicators would find ways to avoid
settling claims related to RAAC issues, adding to their frustration and sense
of helplessness in the face of the crisis.
The group agreed on three shared aims:
1. To challenge the National Government and UK Government to
establish a national fund for RAAC homeowners. This fund would provide
financial assistance and support to affected homeowners dealing with the
consequences of RAAC in their properties.
2. To advocate for a public inquiry into the practices of
councils and housing associations concerning RAAC. This inquiry would
investigate how these entities conducted business related to RAAC, including
the handling of property sales, disclosure of RAAC presence, and the response
to homeowner concerns.
3. To demand acknowledgment from councils and housing
associations that their processes regarding RAAC were inherently poor. This
acknowledgment would serve as a crucial step towards accountability and
transparency in addressing the challenges faced by RAAC homeowners.
Hannah Chowdhry, Chairperson for the Torry Community RAAC
Campaign, expressed her concerns, stating: "It was apparent from the scale
of the RAAC schools crisis that RAAC was a significant problem. When public
buildings everywhere were found to contain RAAC, it became a UK-wide concern.
So, when I received the letter through my door, I knew that homes across the
country and the UK were affected.
"What has shocked me the most is the prevalence of the
problem before RAAC was identified. When I realized that homeowners like Kerry
had similar problems almost 20 years ago and nothing was done, it was deeply
troubling.
"Hearing accounts from the large group that was present
at the meeting in Livingston, I was alarmed at just how much councils, the
Scottish Government, and the UK Government have ignored the plight of victims
like Kerry.
"Justice must be served. We live in a proud democracy,
not a feudal state, and people's rights have been trampled on. I hope people
support our petition and demand a public inquiry for all affected homeowners,
past and present."
Wilson Chowdhry, Committee Member for TCRC, emphasized the
gravity of the situation, stating:
"Kerry, Ashleigh, and many others shared heartbreaking
stories with us.
"People have been left in a financial and social crisis
because of the cold-hearted ignorance of the councils and government in
positions meant to protect them.
"The UN Charter for Human Rights protects the right to
an adequate standard of living, and the UK as one of the founding 51 nations has ratified it. Now, our government must uphold the principles of that charter!
"The government has, on numerous occasions, supported
the banking industry and others to the extent of millions of pounds. Now they
must set up a national fund for RAAC homeowners and deliver a public inquiry
into how councils up and down the country have reacted to the RAAC crises, not just now but historically.
"Justice must be served!"
Please sign our petition (here) which extends beyond homeowners to anyone moved by the plight of RAAC homeowners across the UK
Article 11 (1) of the The International Covenant on Economic, Social and Cultural Rights (ICESCR) was adopted in 1966 and has been ratified by 153 States. The UK was one of the nations to subscribe to this international law, which states:
The States Parties to the present Covenant recognize the right of everyone to an adequate standard of living for himself and his family, including adequate food, clothing and housing, and to the continuous improvement of living conditions. The States Parties will take appropriate steps to ensure the realization of this right, recognizing to this effect the essential importance of international cooperation based on free consent."